Live the Florida dream in your new move-in ready corner unit condo w/unobstructed water views. Located in the villas of Bahia Del Mar IV, this tastefully decorated 2nd floor 2/2 features many updates and custom features found only in this unit. Upon entering the unit, you’re met with a breathtaking view of Boca Ciega Bay and The Skyway Bridge. The spacious main living area features modern colors and Pergo brand Laminate flooring, sliding glass doors w/custom window treatments leading out to the balcony and room for an ample sized dining table. The updated kitchen features granite countertops, tile backsplash, stainless steel appliances, custom lighting and plantation shutters. The generously sized Master Bedroom features, Pergo brand laminate flooring, ceiling fan, plantation shutters, custom hand-made window treatment, a walk-in closet and a second built-in closet found in no other unit both w/California closet additions. The updated Master Bathroom features a custom hand-made vanity, fully remodeled walk-in tile shower, custom lighting and mirror and space saving pocket door. The split floor plan finds bedroom-2 at the rear of the unit directly facing Boca Ciega Bay. Bedroom-2 features Pergo brand Laminate flooring, ceiling fan, built-in closet w/California closet additions and sliding glass door out to the balcony. Bathroom-2 is ideally situated near the main living area and 2nd bedroom and features a custom hand-made floating vanity, shower/tub combo, built-in linen closet and space saving pocket door. Unit also has a utility room w/shelving for extra storage, stackable washer/dryer, water heater (2018) and AC unit (2016). You’ll love sitting out on your covered balcony which is recessed for privacy. Enjoy unobstructed views of Boca Ciega Bay and The Skyway Bridge and watch the boats sail by along w/regular sightings of dolphins and manatees. Balcony also has a storage closet ideal for keeping beach gear and fishing poles handy. Some of the other features found in this unit include; all windows and sliding glass doors have been replaced w/hurricane rated versions, TV mount in bedroom-2, association refurbished balconies, custom window treatments are hand-made. Unit comes w/1 assigned under-building parking space less than 500 feet from the unit. Community amenities for Bahia Del Mar IV include a full fitness room, meeting room, game room/library, fishing pier and pool w/spa which overlooks the bay. Bikers will love it here as the Pinellas Bike Trail passes right through the community, and nearby Isla Del Sol Yacht & Country Club offers golf and yachting services for additional fees. Bahia Del Mar is ideally located only minutes from St Pete Beach and The Don Cesar Hotel, Tierra Verde Marina, Fort De Soto Park and I-275. You’re only 10 minutes from Downtown St Pete and about 30 minutes from Tampa International Airport. Additionally, the Association permits rentals w/a minimum term of 30 days, is pet-friendly and NOT age restricted. Bahia Del Mar IV had a building envelope project completed in 2023/2024 and is getting the seawall replaced in 2025. The Milestone Inspection Report and Structural Integrity Reserve Study’s were also completed in 2024 and available for review.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $150 | $150 | $150 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,890 | $2,924 | $3,710 |
Total Monthly Payment | $3,132 | $3,166 | $3,952 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.