Charming 2 bedroom 2 bath home in move-in condition. Despite the square footage of this house, there are not tight spaces here. Huge living room, nice size bedrooms, with plenty of closet space. Open kitchen with a breakfast bar, big pantry closet and a large dining area. All the appliances are in excellent condition. Family room area that could be used as a bonus room, or formal dining room. Huge enclosed and insulated Florida room, plus another covered back porch, ideal to entertain your friends and family and create everlasting memories of good times. Nice sized back yard with a reasonable distance to your next door neighbors. Oversized one-car garage, partially covered with tile flooring, newer garage door and electric garage door opener. Also in the garage you will find a large closet, a service glass door and large window, allowing plenty of natural light into the room. Washer and dryer hookup in the garage, and a utility tub. The electric water heater is less than five years old. All windows and doors are equipped with hurricane shutter system.
Recently reconditioned with new water-proof plank flooring, new interior and exterior paint, LED lighting, and much more. The Air Conditioning installed in June 2022 is still under warranty, water softener system is about 2 years old. The roof was replaced in 2012.
This home is centrally located within 2 to 3 miles from all the commerce amenities and shopping centers found on US19 and Little Road. No flood insurance, nor homeowners association is required here. This property should not last long on the market, so come to see it and be the first to offer, while it is still available.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,200 | $207,200 | $207,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $124 | $124 | $124 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,361 | $1,377 | $1,747 |
Total Monthly Payment | $1,560 | $1,576 | $1,946 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.