Well maintained, Custom built 2003 P&B contemporary surrounded by 24 acres of seller owned conservation land. Thoughtfully designed with energy efficiency in mind to max. winter sun while min. summer sun. Live off the grid, powered by solar w/ battery storage and propane fired boiler for superstor hot water & radiant heat. Spacious entryway with tile floor has direct entry to 2 car garage and open concept kitchen/dining & living areas. Stylish kitchen with granite countertops, Viking 6 burner gas stove, hand crafted oak cabinets. All timbers for house construction harvested from property. 1st fl. has private guest bedroom and seperate full bath. Relax outside and enjoy the view: sunny patio right off kitchen for morning coffee or use the shady porch for summer barbeques. Passive solar & central stone masonary woodburning fp/stove can be primary heat using 1. 5 cords/heating season. Upstairs has large airy family room with cathedral ceiling and built in desks, 3/4 bath with maple flooring & spacious primary bedroom. From stairway, walk into 26' x 30' unheated room located above the garage and view the timber frame craftmanship. Direct access to outside via ramp. Spacious walkout basement has south facing grade level windows currently set up as a workshop. Radiant heat is in 1st floor & in basement floor for additional finished heated space if desired. Windows & roof 4 years old. Lovely perennial gardens vegetable garden. Two acres around house not in conservation easement.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $660,000 | $660,000 | $660,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.550% | 6.220% | 5.781% |
Monthly Tax Payment | $1,012 | $1,012 | $1,012 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,696 | $4,010 | $5,437 |
Total Monthly Payment | $4,800 | $5,114 | $6,541 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.