IN THE AREA OF SALTWATER HOMES, this spacious 3/2 ( possible 4th bedroom) home is move in ready, nicely updated, TURNKEY FURNISHED, and has a heated jacuzzi spa too! BRAND NEW METAL ROOF for nice aesthetics and peace of mind, very welcoming curb appeal and tile throughout. Covered front entryway leads into a spacious living room with abundant natural light. The kitchen is wonderful boasting stainless appliances, stone backsplash, shaker style cabinetry, complimentary glass display upper, and a wonderful pass through to the large lanai and spa. Cozy dinette makes entertaining easy from patio or kitchen. The master suite is large and zen like with an ensuite bath that has so much character with raised sink bowl and mirrored sliders for even more closet space. Both guest bedrooms are furnished tastefully, big and share the trendy second bath with the main living areas. AND A BONUS ROOM ( possible 4th bedroom). . . doubling now as another den with giant walk in closet PLUS a step up room that would make a perfect study/hobby room The screened patio is perfect morning or evenings to wind down and relax, of course you can keep everything in the second refrigerator there, use the kitchen pass through while you are relaxing in the heated spa. If you need more storage, the oversized laundry room provides that too! Fenced back yard, pet doors, concrete patio plus a shed. . . BRING YOUR TOYS, no HOA here. DETACHED SHED with workshop and electric, UPDATED plumbing and electric panel. . . lots of goodies!. Explore the waterfront public parks with bike and walking trails, pickle ball parks, picnic areas, and boat ramps that give you quick boating access to the Peace and Myakka Rivers, beautiful Charlotte Harbor, and the blue waters of the Gulf of Mexico. State Road 776 that will take you to the beaches of Boca Grande and Englewood’s magnificent teal Gulf beaches. MERELY 5 MINUTES to Port Charlotte Beach Complex that offers amenities including a boardwalk, fishing pier, boat ramp, canoe/kayak launch, playground , shelters with picnic tables, two large pavilions, restrooms, heated swimming pool, recreation center, horseshoe pits, bocce , basketball , tennis and volleyball courts, sand, sheltered waters, most spectacular sunsets year round. Port Charlotte is home to the Tampa Bay Spring Training facilities, Sunseeker resort - Florida's Premier Gulf Coast Oasis too. Just a short drive over the bridge to downtown historic Punta Gorda, offering community events and LIVE entertainment, Ponce De Leon Park, boutique shops , waterfront fine and casual dining, fun music/art festivals, Punta Gorda Airport, popular Fishermen’s Village with quaint shops and cafes , pickleball PLEX, farmers market, and fabulous art district. SCHEDULE YOUR APPOINTMENT TODAY to experience all this WONDERFUL SPA HOME in an EXCELLENT LOCATION has to provide !
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $97 | $97 | $97 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,182 | $1,196 | $1,518 |
Total Monthly Payment | $1,354 | $1,368 | $1,690 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.