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9 Union, Montague (Lake Pleasant), MA, 01347 | $220,000
What's NOT to LOVE? This is a Cute Gingerbread Cottage Home overlooking Pond Brook in the sweet, unique village of Lake Pleasant, described on the Town Website as a "a tightly knit grouping of small cottages located on the shore of Lake Pleasant, which is also currently part of the town’s water supply. " This home has experienced extensive thoughtful renovations over the years. 2nd building that was a garage also has a full walkout basement, so one could have storage & workshop space too! (garage siding unfinished) Neat and tidy, there's 2nd floor exterior balcony off the bedroom for sunny mornings, full basement w/ high ceiling walks out under the deck- this spot would be my "secret getaway" and I would make a screen porch there as a place to read or nap in a hammock. The upper deck overlooking the back woods, birds, and brook. . . with your morning coffee! This "Small Home" offers great potential! What would you like to do when you live here? Make your appt and bring your ideas!
Features
- Town: Montague
- Amenities: Conservation Area, Highway Access
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full
- Laundry: In Basement, Electric Dryer Hookup, Washer Hookup
- Style: Cottage
- Year Built: 1920
- Basement: Full, Walk-Out Access, Interior Entry, Concrete
- Approx Sq. Feet: 768
- Acreage: 0.09
- Est. Taxes: $2,783
- Lot Desc: Level, Sloped
- Appliances: Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
- MLS#: 73327345
- Website: https://www.raveis.com
/prop/73327345/9union_montague_ma?source=qrflyer
Listing by Dahna G. Virgilio courtesy of Dahna Virgilio Real Estate, Inc. Phone: 413-774-6447
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Closet, Flooring - Laminate | Second |
| Kitchen | Pantry, Exterior Access, Remodeled | Main,First |
| Living Room | Flooring - Laminate, Exterior Access | Main,First |
| Master Bedroom | Closet, Flooring - Laminate, Balcony - Exterior, Exterior Access | Second |
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
9 Union, Montague (Lake Pleasant), MA, 01347
$220,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $176,000 | $176,000 | $176,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
| Monthly Tax Payment | $232 | $232 | $232 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,156 | $1,170 | $1,484 |
| Total Monthly Payment | $1,463 | $1,477 | $1,791 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630