One or more photo(s) has been virtually staged. Wake up to breathtaking Florida sunrises from your private covered, screened-in lanai, overlooking tranquil water views with no backyard neighbors. This exquisite Salerno model home features 2 bedrooms, 2 baths, Plus large den with bay window and a 2-car garage, all nestled in Valencia Lakes, Greater Tampa Bay’s premier 55+ community. The moment you approach this pristine home, you're welcomed by impressive curb appeal: an 8’ entry door with sidelight, a bay window, and a charming covered front porch. Inside, the open-concept design offers a seamless flow from the great room to the gourmet kitchen, while a spacious, formal dining room provides an elegant space for special occasions. Triple 8’ sliding doors lead from the main living area to the screened lanai, showcasing a serene water view—perfect for both relaxation and entertaining. Diagonal-laid large floor tiles throughout the main living areas, including the den/3rd bedroom, add a touch of luxury and style. The chef’s kitchen is a dream, complete with 42” white painted maple cabinetry, under-cabinet and upper lighting, glass doors with downlighting, granite countertops with overhang for bar stools, and a tumble stone marble backsplash. High-end stainless steel appliances, including a Bosch dishwasher and French door refrigerator, enhance the space. For maximum convenience, the kitchen also features a built-in pantry and roll-out shelves. The primary suite is a peaceful retreat, with two walk-in closets, brand new luxury vinyl plank flooring and beautiful water views. The primary bath features a walk-in shower with decorative tile, dual vanities with granite countertops, and 36” white painted maple cabinetry. The guest bedroom with new LVP flooring offers privacy, situated in its own wing, with a bath featuring a tub/shower combo and extended banjo granite countertops. The den/3rd bedroom is highlighted by 6-panel double doors and custom built-in shelving, ideal for a home office or 3rd bedroom. The laundry room includes upper cabinets, a utility sink, and a washer and dryer for added convenience. Custom touches throughout the home include fresh interior paint on all walls and baseboards, garage interior newly painted, a water softener system, accordion storm shutters, plantation shutters, ceiling fans, light fixtures, rain gutters, and more. The HVAC system was replaced in 2017 for year-round comfort and peace of mind. Valencia Lakes offers an abundance of amenities, including a social hall, bistro, pools, card rooms, a state-of-the-art fitness center, and an art & craft center. Stay active with tennis, bocce ball, pickleball, and a full social calendar. Golf cart-friendly paths connect residents to nearby restaurants, shopping, and more. The HOA fee covers clubhouse membership, security system monitoring, cable/internet, lawn maintenance, and irrigation, ensuring you enjoy convenience without hidden fees. Live the dream at Valencia Lakes—schedule your tour today!
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Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $347,920 | $347,920 | $347,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $400 | $400 | $400 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,286 | $2,312 | $2,934 |
Total Monthly Payment | $2,761 | $2,787 | $3,409 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.