Punta Gorda Isles! Incredible water views from this 3 bedroom plus office, 3 bath, 2-car garage, waterfront pool home boasting sailboat access to Charlotte Harbor leading to the Gulf of Mexico via Ponce Inlet! Oversize lot with 100 ft of waterfrontage featuring 35 ft concrete dock with water and electric plus deep turning basin making large sailboat access a breeze. Extensive remodel from the studs up was completed in 2005. Open floor plan features over 3, 400 sf of living area, high ceilings, transom windows and an abundance of natural light from almost every room plus diagonal tile flooring, separate office/den, formal dining room, living room with pocket slider to lanai, huge family room with amazing water views plus built-in bar for entertaining family and friends. Spacious kitchen features plenty of storage, granite counters, stainless appliances, pass thru window to lanai, built in oven and microwave, plus center cooktop island. Generous primary suite offers two walk-in closets, access to lanai and private bath with dual vanities, jetted tub and walk-in shower. Split floor plan gives guests plenty of privacy. Both guest bedrooms have walk-in closets plus bedroom 3 includes slider to an office/bonus room. Separate guest bath with walk-in shower provides convenient access to pool. Outdoor entertaining area features covered lanai, outdoor kitchen, 14’ x 30’ screened pool, and true southern exposure so guests from the north can enjoy the Florida sunshine. Oversized garage offers epoxy floor and 2 separate rooms great for workshop and extra storage. Additional features include inside laundry with tall cabinetry, whole house generator with in-ground propane tank, dual zone a/c, roll down, metal and accordion hurricane protection, irrigation system and beautifully landscaped exterior. Great location on quiet cul-de-sac street nestled in a popular golf and boating community, this home is just minutes from St. Andrews South Golf Club, the Yacht Club, Fishermen's Village, and the historic downtown area of Punta Gorda. Enjoy access to arts, community events, entertainment, world-class fishing, boating, fine dining, and beautiful parks, as well as easy access to the SWFL gulf beaches. Don't miss this opportunity to make this property your new Florida retreat or permanent residence. Schedule your private showing today!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $759,920 | $759,920 | $759,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.200% | 6.748% | 6.786% |
Monthly Tax Payment | $596 | $596 | $596 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $5,056 | $4,866 | $6,672 |
Total Monthly Payment | $5,744 | $5,554 | $7,360 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.