This classic 3 bedroom raised ranch is located on a private cul de sac in the beautiful shoreline town of Clinton. The pretty portico entrance enhances the home's curb appeal, offering an inviting welcome to all who visit. The light and bright living room opens to the dining room with sliders providing a peaceful view of the gently sloping wooded area behind the level backyard. The kitchen exudes a charming French country feel, with elegant glass door floating cabinets adding a sophisticated touch. Gleaming hardwood floors run throughout the main level, imparting warmth and elegance to the space. The cozy family room in the lower level features a fireplace and wood stove insert, creating a perfect spot for relaxation during colder months. A large deck overlooks the fenced back and side yards, offering a safe and enjoyable space for young ones and pets. The home has been well-maintained, with recent updates including a newer roof and hot water heater. Clinton is a charming coastal town with several attractions. Cedar Island Marina is a haven for boating enthusiasts, and Clinton Town Beach is a sandy beach facing the entrance to Clinton Harbor with views of Long Island Sound. For those who love shopping, Clinton Crossing Premium Outlets is a charming outdoor village center with a variety of designer and name brand stores. Nearby Chamard Vineyards provides a delightful experience with farm-to-table dining and house-made wines. This home combines comfort and convenience in a community with plenty to offer. Don't miss the chance to make it yours!
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Main |
Dining Room | Main |
Family Room | Lower |
Living Room | Main |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $296,000 | $296,000 | $296,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $404 | $404 | $404 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,945 | $1,967 | $2,496 |
Total Monthly Payment | $2,424 | $2,446 | $2,975 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.