2621 Cove Cay DRIVE, #205, Clearwater, FL, 33760 | $165,000

Welcome to Cove Cay!! This waterfront community offers luxury resort features at an affordable price! This is an ALL AGES, PET FRIENDLY, GOLF COURSE Community that is stunning for daily walks. Adventure to the Marina & Dockside Pub & Grill conveniently located within the gates of Cove Cay. This is a gated community offers stunning views of Tampa Bay, the Beautiful Pool & Spa, and active Clubhouse & Fitness Center. The amazing views of Old Tampa Bay and an abundance of wildlife make Cove Cay an 18 hole golf course that you won’t want to leave! This studio condo is perfect for a full time home or second home! This is located minutes from the St. Pete/Clwr Airport, Shopping, Major Roadways allowing for easy commuting (save yourself hours of driving during the week!), and of course minutes away from famous Clearwater Beach! This unit has coastal vibes with a stunning plank ceiling, updated kitchen, inside laundry closet, and Brand NEW luxury vinyl Flooring (new pics coming to show new flooring). Buy this condo worry free - NEW AC & SMART THERMOSTAT in 2024- ALL ASSESSMENTS PAID! Building 2621 is Pet Friendly & Conveniently located near the Haines Bayshore Gate. As an owner you also get covered parking (carport) and plenty of guest parking! This quiet community is one of the best values in Tampa Bay & ready for you to enjoy the resort waterfront lifestyle!

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 10
  • Amenities: Clubhouse, Elevator(s), Golf Course, Maintenance, Pool, Shuffleboard Court
  • Rooms: 2
  • Baths: 1 full
  • Laundry: Inside, Laundry Closet
  • Complex: COVE CAY 26-21 VILLAGE II
  • Year Built: 1974
  • Approx Sq. Feet: 685
  • Acreage: 1.97
  • Est. Taxes: $2,166
  • Condo Fee: $642 Monthly
  • View: Pool
  • Pet Policy: Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • MLS#: TB8340307
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8340307/2621covecaydrive_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/19/2025 6:30:54 AM)
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE   Phone: 727-282-1788

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2621 Cove Cay DRIVE, #205, Clearwater, FL, 33760

$165,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $132,000 $132,000 $132,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.191% 7.171% 6.276%
Monthly Tax Payment $181 $181 $181
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $867 $877 $1,113
Total Monthly Payment $1,122 $1,132 $1,368

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.