5040 Ruby Flats DRIVE, Wimauma, FL, 33598 | $620,000

The minute you enter this 2866 SF Verona model home on the large lake, you will notice the quality and design. The floor plan is designed to separate the bedrooms from the living areas for versatile living. The Living room and primary bedroom feature coffered ceilings, the huge family room is bright and cheery with plenty of windows in including transom windows above. The gourmet kitchen features granite counters adorned with coordinated tile backsplash, breakfast bar with tiled knee wall, pull out cabinet shelving, walk in pantry, double wall ovens and center island for plenty of prep area. For dinner parties notice the private dining room with chair rail and crown molding All of this overlooking the family room, breakfast area and view of the lake. Enjoy the Lake from your 22x20' screened in lanai featuring a multi purpose spa, heat it in the winter, cool in the summer. But don't stop there, for open air enjoyment there is a 14x15' covered patio as well. New Roof Less than 2 yrs old, Water Heater 1 year old and outside AC condensers 2 months old.
In Valencia Lakes your Yard maintenance, mowing and irrigation, cable TV, high-speed internet and security system are included in your HOA fees. You will have nothing left to do but move in and enjoy! Just a stone's throw to the renovated 40, 000 sq. ft clubhouse and lifestyle center that includes: 3 separate pools (resort, resistance, and lap pool), outdoor hot tub; sauna and steam rooms in each locker room, bistro area (being renovated to bring in professional restaurant services), ball room, state of the art fitness center, tennis courts, pickle ball, bocce, softball, shuffleboard, basketball, recreation paths, RV and Boat storage lot on premises, clubs, crafts and much more! Also, a Veterans Memorial Park, called the Circle of Honor. Located close to shopping, restaurants, hospital and everything you need only minutes away.

Features

  • Amenities: Cable TV, Clubhouse, Fitness Center, Gated, Pickleball Court(s), Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Lot Size: 73.0 x 123.0
  • Laundry: Inside
  • Style: Florida
  • Year Built: 2006
  • Garage: 2-car
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,896
  • Acreage: 0.21
  • Lot Size: 73.0 x 123.0
  • Est. Taxes: $5,596
  • HOA Fee: $1,740 Quarterly
  • View: Water
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8340429
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8340429/5040rubyflatsdrive_wimauma_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/19/2025 10:11:59 AM)
Listing courtesy of Re/max Realty Unlimited   Phone: 813-684-0016

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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5040 Ruby Flats DRIVE, Wimauma, FL, 33598

$620,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $496,000 $496,000 $496,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.191% 7.171% 6.276%
Monthly Tax Payment $466 $466 $466
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,258 $3,297 $4,183
Total Monthly Payment $3,816 $3,855 $4,741

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.