WELCOME TO RETIREMENT! With a backyard view of Lake Griffin and an opportunity to be a part of an amazing community, you are sure to stop your search HERE!!! This absolutely beautifully remodeled home is ready for a quick close! As you drive up, the painted driveway and manicured landscaping reflects inviting curb appeal that will only carry over as you walk inside! The Open and Bright floor plan of the main living area is perfect for entertaining and everyday living. The Kitchen boast updated Stainless Steel Appliances, a deep SS Sink, gorgeous backsplash, new Cabinetry and Countertops! An abundance of storage flows through out this home!! The flooring is new, beautiful Laminate, with any repairs done to the subfloor and half inch plywood staggered on top of the subfloor. The Bathrooms are completely updated! The Florida room is not duct for heat/air but can be opened to the main house easily to cool and heat if needed. It is a wonderful room with an additional 200 sq ft to enjoy! The roof is a roof over. The age is unknown. The HVAC is 2021, HWH is 2025, The windows are new double pane in the main house and single sliders in the Florida room. Fresh paint inside and out!! The backyard of this home is on a Cul de Sac which is perfect for extra parking! It offers views of Lake Griffin and the community dock. Harbor Oaks has a social club program that is very active and to join is simply ten dollars a year!! The community has a pool, marina, storage area for boats, campers, trailers etc. The monthly fee $125 includes trash, water and mowing!!! Make sure to put this on your MUST SEE LIST!!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $143,920 | $143,920 | $143,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $134 | $134 | $134 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $945 | $957 | $1,214 |
Total Monthly Payment | $1,154 | $1,166 | $1,423 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.