Discover the charm of this functional 3-bedroom, 2. 5 bathroom home, nestled on a 2 acre lot in the serene town of Raymond, NH. Step inside and find yourself immediately drawn to the cozy living room with hardwood floors, featuring a wood burning fireplace insert – the perfect spot to unwind on cool evenings. With newer mini-splits throughout, you'll enjoy year-round comfort. The main floor boasts a traditional Colonial layout, with a generously-sized living area, a formal dining room, and a bright, functional eat-in kitchen. A convenient half-bath with laundry rounds out the first level. Upstairs, you'll be pleasantly surprised by three spacious bedrooms. The primary bedroom includes its own 3/4 bath and plenty of closet space. Two additional bedrooms share a full bathroom. The unfinished basement offers additional storage space and great potential for future expansion. Plus, a wood-burning stove will keep you warm and cozy in the colder months. Outside, two acres of land provide tons of possibilities! Create your dream garden, set up a play area, or simply enjoy the peace and quiet. The above-ground pool, surrounded by a large deck, is perfect for entertaining on hot summer days. For those who commute, you'll appreciate the convenient access to major highways & local amenities all while still enjoying the neighborhood cul-de-sac setting. This home may need you personal touches but has been well maintained with NewPro windows (2019) & New oil tank (2024). A MUST see!!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,920 | $431,920 | $431,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $590 | $590 | $590 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,837 | $2,871 | $3,642 |
Total Monthly Payment | $3,519 | $3,553 | $4,324 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.