**Charming 2-Bedroom, 1-Bathroom Home with a Spacious Yard!** Welcome to this cozy and inviting 2-bedroom, 1-bathroom home nestled on close to an acre with plenty of room for outdoor activities and relaxation. This property is perfect for first-time buyers, downsizers, or anyone looking for a comfortable retreat. Step inside to discover a welcoming living space with an abundance of natural light. The eat-in kitchen offers ample cabinet space and the perfect setup for preparing meals while enjoying views of the backyard. As you step out of the kitchen you’ll be greeted by an extra living area with beautiful hardwood floors and an abundance of natural light pouring in through the windows. This versatile room is perfect as a family room, playroom, or home office, providing endless possibilities to suit your needs. Both bedrooms provide a peaceful space to unwind, and the bathroom is conveniently located for easy access. Outside, you'll find a spacious yard with mature trees, offering shade and a serene outdoor setting. Whether you envision gardening, entertaining, or simply enjoying the fresh air, this backyard has it all. Located in a quiet area yet close to local amenities, schools, and parks, this home combines the best of both worlds—peaceful living with convenience. Don’t miss the opportunity to make this lovely house your next home! This home offers peace of mind with major updates already completed! The septic system was redone in 2024, along with updated plumbing, ensuring reliable and efficient functionality for years to come. Additionally, the HVAC system was replaced in 2021, providing modern climate control for year-round comfort. Schedule your showing today!
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$233,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $186,400 | $186,400 | $186,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $49 | $49 | $49 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,225 | $1,239 | $1,572 |
Total Monthly Payment | $1,349 | $1,363 | $1,696 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.