Location, Location! This Mint+ 4 Bedrm, 2 Full Bath, Updated Expanded Ranch Is Located In South Amityville. Village Amenities Include A Stroll To Your Private Beach! Minutes To Waterside Parks, Boat Ramp, Fishing Piers. & Restaurants. Beautiful Kitchen With Antique White Cabinetry, Granite Counters, Tile Backsplash, Stainless Steel Appliances, 1Yr Old Bosch Refrigerator, Updated Dishwasher, GE Gas 5 Burner Stove With Double Oven, & Pantry. Spacious Dining Rm To Entertain All Guests With Deco Chandelier & Crown Moldings. Oversized & Eloquent Formal Living Rm With Crown Moldings, Fireplace With Wood Burning Insert (Heats Entire Home), Built-In Shelving, & Wainscotting. Great Family Room With Plenty Of Natural Light, Large Bay Window, Charming Atrium Window, Slider Leading To Patio, & Crown Moldings. 1st Floor Bedrm Or Home Office With Double Closet. Updated Lower Bath With Walk-in Tiled Shower, Kohler Fixtures, & Tile Flooring. Quaint Primary Bedrm Features 2 Closets Plus Adjacent Cedar Closet & Storage Closet. Upper Bedrm With Shiplap Decor, Crown Moldings, & Ample Closet Space. Additional Spacious Upper Bedrm With Extra Deep Closet. Other Features Include: New High Hats, Gleaming Hardwood Flooring Thru-Out, Energy Saving Solar Panels, Mini Split A/C Units. Oversized 1. 5 Car Garage With Heat & A/C. Stunning Landscaped Backyard Features Garden Area, Huge Covered Patio With Extensive Nicolock Pavers, Fire Pit Area, & Shed. Recent Updates Include: Siding, Driveway, Pavers. Centrally Located To All!
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,999 | $599,999 | $599,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $986 | $986 | $986 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,942 | $3,988 | $5,060 |
Total Monthly Payment | $5,020 | $5,066 | $6,138 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.