This beautifully updated 2/2 Colony Patio Villa in the highly desirable Village of Fernandina boasts GRANITE countertops, a CUSTOM primary walk-in closet, and stunning laminate flooring throughout. The inviting front exterior features a PAINTED driveway, elegant outdoor lighting, a charming white picket fence, and breathtaking paver and pebble landscaping accented with lush, mature Florida plants. The UPGRADED LEADED GLASS FRONT DOOR enhances the home’s curb appeal. Inside, the open-concept living and dining areas showcase peaked ceilings, a sliding glass door to the lanai, and a stylish chandelier over the dining space. The beautifully appointed kitchen features STUNNING GRANITE countertops, WHITE cabinetry with under and above cabinet lighting, a convenient breakfast bar with stylish PENDANT lighting, a tube light for natural brightness, a reverse osmosis system under the sink, and a spacious pantry. The primary suite offers vaulted ceilings, a large window that fills the space with natural light, and a luxurious en-suite bath with a walk-in shower with a glass door, a single vanity with a large mirror, and a generous walk-in closet. The guest bedroom includes a built-in closet and ceiling fan, while the guest bath offers a tub/shower and a comfortable vanity. Additional conveniences include an INTERIOR LAUNDRY closet and the garage is equipped with an electric garage screen and luxurious EPOXY FLOORING. The whole-home water softener adds comfort. Located between Brownwood Paddock Square & Lake Sumter Landing; just minutes to the Fernandina Adult Pool & Neighborhood Recreation Center (1. 2 mi); Bradenton (0. 7 mi), Captiva (1. 9 mi) and Truman (3. 2 mi) Family Pools & Recreation Centers; several large Regional Recreation Complexes (SeaBreeze, Colony Cottage, & Eisenhower); Bonifay (1. 3 mi), Evans Prairie (2. 1 mi), Belle Glade (2. 4 mi) and Havana (3. 1 mi) Championship Golf Courses & Country Clubs; Shopping & Dining on County Road 466A – including Publix, ALDI, Lowe’s, Home Depot, 7-Eleven, carwash, liquor store, banking and more! PLEASE WATCH OUR WALKTHROUGH VIDEO OF THIS UPDATED HOME IN A FANTASTIC LOCATION, and CALL TODAY for your private showing or virtual tour!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $183 | $183 | $183 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,708 | $1,728 | $2,193 |
Total Monthly Payment | $1,966 | $1,986 | $2,451 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.