7774 Gardner DR, Naples, FL, 34109 | $499,900

***SELLER FINANCING*** offered- terms better than the banks! Call for more details. Enjoy the best deal in town, and the best location in Naples! Check out this spacious 2ND FLOOR COACH HOME with a full LAKE VIEW! You will love the proximity to the best Shopping, Dining and White Sandy Beaches in the area - A Perfect Retreat! Located directly across from the prestigious Ritz Carlton Tiburon Golf estate and a mile from Seed to Table Market! Only 3 miles to the popular Mercato for dining, and just 5 miles to Vanderbilt beach! This is A MUST SEE second-floor coach home offers an open floor plan, vaulted ceilings, updated kitchen with quartz countertops, stainless steel appliances, updated guest bathroom, new washer and dryer, new A/C (in 2023) and attached garage. The Orchards is a gated community in a prime North Naples location offering a clubhouse, two community pools and spas, BBQ grills, tennis/pickleball and basketball courts, a playground and fitness center. Seize the chance to own this stunning property in a prime location! Perfect for first-time buyers or those seeking a second home, this condo blends comfort, modern style, and unbeatable convenience.

Features

  • Building Design: Low Rise (1-3)
  • Heating: Central Electric
  • Cooling: Central Electric
  • Levels: 2
  • Amenities: Basketball,Clubhouse,Community Pool,Pickleball,Play Area,Tennis Court
  • Bedrooms: 3
  • Baths: 2 full
  • Complex: ORCHARDS
  • Development: ORCHARDS
  • Year Built: 1995
  • Common Charge: $2,050 Quarterly
  • Approx Sq. Feet: 1,960
  • Est. Taxes: $3,536
  • Master HOA Fee: $508
  • Lot Desc: Zero Lot Line
  • View: Lake
  • Community Type: Gated
  • Water Front: Yes
  • Elem. School: PELICAN MARSH
  • Middle School: PINE RIDGE
  • High School: BARRON COLLIER
  • Pet Policy: With Approval
  • MLS#: 225006912
  • Website: https://www.raveis.com
    /prop/225006912/7774gardnerdr_naples_fl?source=qrflyer
Copyright © 2025  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Downing Frye Realty Inc.

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

7774 Gardner DR, Naples, FL, 34109

$499,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,920 $399,920 $399,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.153% 7.159% 6.276%
Monthly Tax Payment $295 $295 $295
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,594 $2,658 $3,373
Total Monthly Payment $2,964 $3,028 $3,743

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.