This STUNNING 4 Bedroom/3 Bath, POOL home, with over 2600 heated square feet, is located in the sought-after gated community of Mira Lago in Ruskin, Florida! This home has it all- situated on a corner lot, just inside the gates with no neighbors to the south or west. Magnificent lake and sunset views right outside your front door. This home has been well maintained inside and out by very meticulous owners! As you enter the home, the bright long Foyer leads you into the wide-open Formal Living Room/Dining Room. This home boasts Vaulted and Tray Ceilings, Mostly Tile and Laminate wood flooring throughout, an Open Floor Plan with a HUGE Kitchen with more cabinet space than you will ever need, all stainless-steel appliances, gorgeous GRANITE countertops with an Island in the center and a breakfast bar overlooking the Oversized Family Room. Just off to the side of the Kitchen, is the Breakfast Nook/dinette area. The master suite opens to the pool and spa and has a HUGE walk-in L-shape closet, plus an en-suite featuring a large garden tub, a separate shower and dual sinks. All bedrooms are generous size, with the 4th bedroom designed as an additional master or in-law suite with a private bathroom leading to the Pool. The third bath is a pool bath, accessible from the lanai, waterfront and pool. As you drive up to a lush landscaped yard on the oversized driveway, you will appreciate the 3 Car Garage to store your many toys and a fully fenced backyard. Right off the Family Room through the Sliding Glass Doors, enjoy your Florida days and nights sitting on the covered Lanai, overlooking the screened Pool with a gorgeous Waterfall. This home is centrally located right off US-41, just minutes to I-75, 30 minutes to Ybor/Channelside, St Pete Beach, 45 minutes to Tampa Airport and less than 5 minutes to Little Harbor beach, restaurant, grocery stores and more. Mira Lago is a resort-like gated community that features lots of fun amenities for its residents including the community pool, clubhouse, fitness area, tennis courts, park, and a playground! Call Today for your private showing!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $452,000 | $452,000 | $452,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $499 | $499 | $499 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,969 | $3,004 | $3,812 |
Total Monthly Payment | $3,560 | $3,595 | $4,403 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.