Welcome to this Palm Harbor 4 bedroom, 2 bath home on 1/2 acre in Plant City. This home is more than spacious. This home is ideal for those looking for a quiet country setting but with convenient and easy access to Interstate 4. When entering this home, you step into a large family/living/great room with kitchen and dining area to the right. Holidays or celebrations in this home would be ideal as there is enough room for everyone. It has been well maintained with many updates. There is a spacious tiled back lanai and fenced in 1/2 acre to do with as you wish. Did I mention there is No HOA. No water or sewer bill as this home has its own septic tank and well. Brand new energy efficient double paned windows were installed in 2023 as well as a vapor barrier. Secondary bathroom was remodeled in 2022. Septic drain field was replaced in 2022. The well pump was replaced in 2021. The oversized garage has more than enough room for 2 cars plus a work area. TV in kitchen, family room and primary bedroom will stay as well as all appliances including washer and dryer. If you are looking for peace and solitude yet easy access to I4 then you must see this home. Schedule your showing today.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,400 | $316,400 | $316,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $249 | $249 | $249 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,079 | $2,103 | $2,691 |
Total Monthly Payment | $2,403 | $2,427 | $3,015 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.