Nestled in a quiet and family-friendly neighborhood, this charming 3-bedroom, 2-bathroom home is brimming with potential. The well-loved interior offers a warm and inviting atmosphere, featuring a spacious living area and large garage that awaits your personal touch. While a few cosmetic upgrades could make it truly shine, this home provides an excellent canvas to create the space of your dreams. The primary bedroom boasts an en-suite bathroom for added convenience, while the additional bedrooms are generously sized and perfect for family or guests.
Step outside to your private backyard oasis, complete with a well-sized pool that’s perfect for summer gatherings or simply relaxing on sunny afternoons. Two versatile storage sheds (including one with power, water, & septic hook-up) provide ample space for tools, hobbies, or extra storage and can potentially be turned into a MIL Suite! With a little imagination, this property could become your ultimate retreat. Whether you’re looking for a comfortable family home or a great investment opportunity, this property has all the essentials to make it your own. Don’t miss the chance to turn this well-loved house into your dream home!
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$245,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $196,000 | $196,000 | $196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $183 | $183 | $183 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,288 | $1,303 | $1,653 |
Total Monthly Payment | $1,545 | $1,560 | $1,910 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.