Welcome to 4710 Osprey Way, a beautifully designed 4-bedroom, 2-bathroom Starlight Home (Ophelia model) located in the heart of Winter Haven, FL. Featuring 1, 992 square feet of thoughtfully planned living space, this home seamlessly combines style, comfort, and functionality.
As you step inside, you’re greeted by an open-concept layout that allows natural light to flow effortlessly throughout the home. The modern kitchen is the centerpiece, featuring stainless steel appliances, an oversized walk-in pantry for effortless organization, and generous countertop space ideal for meal preparation and entertaining. Whether hosting guests or enjoying quiet family dinners, this space is as practical as it is stylish.
The split-bedroom layout ensures privacy and comfort, with the primary suite thoughtfully positioned away from the other bedrooms. This private retreat includes plenty of room to unwind, along with an en suite bathroom and walk-in closet. The remaining three bedrooms provide flexibility for guests, family, or a dedicated home office.
Step outside to your own slice of tranquility. The backyard showcases peaceful pond views, creating the perfect setting for morning coffee, evening sunsets, or outdoor gatherings. The lot’s 0. 16-acre size provides just the right balance of low-maintenance living and outdoor enjoyment.
Situated in a serene community, this home grants convenient access to all that Winter Haven has nearby, including shopping, dining, schools, and recreational opportunities. Its central Florida location also ensures easy commutes to nearby cities and attractions.
Contact us for your personalized showing.
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $331 | $331 | $331 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,708 | $1,728 | $2,212 |
Total Monthly Payment | $2,114 | $2,134 | $2,618 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.