Welcome to 3613 Mechanic St in the charming Village of Valatie! This historic mill house, built in 1890, is a true gem blending vintage character with modern updates. Offering 2 bedrooms, 1 bath, and 1, 230 sq ft of living space, this home exudes warmth and charm. Step inside to discover a treasure trove of original details that transport you to a bygone era. Admire the hand-chiseled stairway post, an elegant centerpiece that reflects the craftsmanship of the period. The side sleeping porch invites leisurely afternoons, while parquet floors, beadboard accents, and wide pine floors add timeless beauty to every corner. The original carriage barn, a delightful feature with its classic 6-over-6 windows, opens the door to endless possibilities; imagine it as a studio, home office, or even an antique shop. The heart of the home is a thoughtfully updated kitchen, where modern convenience meets traditional charm. Sleek tile backsplash and a gas cook-top create a chef's dream workspace, complemented by a convection oven, a new Bosch dishwasher, and a built-in wine rack for entertaining. The double-bowl farm sink adds a rustic yet practical touch, making this kitchen a joy to cook in. Throughout the home, French doors and a cozy pellet stove enhance the inviting atmosphere, making it a warm retreat year-round. Practical updates ensure peace of mind, including a roof just 10 years old and the convenience of village water and sewer services. Step outside to enjoy two expansive decks overlooking a flat backyard, ideal for summer barbecues, gardening, or simply relaxing with a good book. The original carriage barn adds another layer of appeal, offering a versatile space that's perfect for a variety of uses. Please note: the barn is excluded from all inspections. Location is everything, and this home delivers. Nestled within walking distance of the Village's best offerings, you're just steps away from delightful restaurants, a local brewery, the library, and boutique shops. This vibrant community setting is perfect for those who appreciate the charm of small-town living combined with convenient access to amenities. Whether you're seeking a unique historic home or a tranquil retreat in the heart of the Village, 3613 Mechanic St has it all. Don't miss this rare opportunity to own a piece of Valatie's rich history. Schedule your private showing today!
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,576 | $1,595 | $2,023 |
Total Monthly Payment | $1,651 | $1,670 | $2,098 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.