PUNTA GORDA ISLES WATERFRONT. . . This charming property offers over 2000 square feet of comfortable living space, featuring 3 bedrooms and 2 bathrooms. Located on a quiet cul-de-sac in Punta Gorda Isles, this affordable waterfront home comes with a boat dock and boat lift, situated on 108 feet of seawall, making it a boater's paradise. Boating, Fishing or Beaching are minutes away from your dock. Seawall maintained by the City as part of your property taxes. The large lanai provides a perfect spot for outdoor living and entertaining, with ample room to add a pool if desired. The updated kitchen boasts style with wood cabinets and granite, while tile flooring throughout the home offers durability and easy maintenance, complemented by carpeting in the primary bedroom and living room. The primary bedroom, dining room and family room all offer slider access to the large lanai, enhancing the indoor-outdoor living experience. Family room features a built in coffee bar or wine bar with sink. This mostly furnished home (with some exclusions) is ready for you to move in and start enjoying the Florida lifestyle. Impact windows and reinforced garage door create a comfort level for Tropical weather. Mango and Avocado trees are an added bonus. Don't miss out on this exceptional buy in Punta Gorda Isles—schedule a viewing today and make this waterfront gem your new home! ****PLEASE ENJOY THE 3D VIRTUAL TOUR****
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.243% | 7.171% | 6.518% |
Monthly Tax Payment | $332 | $332 | $332 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,791 | $3,601 |
Total Monthly Payment | $3,218 | $3,215 | $4,025 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.