Step back in time and experience the charm of this meticulously maintained 1926 Spanish-style home, seamlessly blended with modern updates. Nestled on over half an acre in the heart of Winter Haven, FL, this 3-bedroom, 2. 5-bathroom residence offers a opportunity to live on the renowned Chain of Lakes with direct access to beautiful Lake Hartridge.
Inside, you'll find a thoughtfully remodeled (2017) chef's kitchen featuring premium stainless-steel appliances as well as a 100 bottle dual zone wine cooler, custom cabinetry, copper sink and range hood, and ample space on the granite counter tops—a true dream for culinary enthusiasts. The home’s classic architectural details, including arched doorways, tile accents, and original hardwood floors, exude timeless elegance while offering modern comforts.
The primary suite provides a private retreat with an en-suite bath with a large tub and separate shower. Two additional bedrooms separated from the main area ensure space for family or a lovely retreat for guests or even an in-law suite. The half bath, conveniently located near the main living areas off the kitchen, adds to the home’s functionality.
Pecky Cypress wood beams drape the family and dining space with doors leading outside through the calming foliage of the courtyard or step outside to your own private oasis.
A 18’ x 37’ enclosed pool with a Travertine deck and water features takes center stage, perfect for relaxing or entertaining. The expansive backyard, adorned by a paver walkway and rock/shell, shaded by mature landscaping offers serene views and access to Lake Hartridge, part of Winter Haven’s Chain of Lakes. A recently reboarded deck with a boat lift takes you out to the 433-acre freshwater lake is perfect for boating, fishing, and water sports.
Key updates include: tile roof-2007, flat roof-2011, kitchen and rear facing windows on house-2020, garage windows-2022, main water heater-2015, secondary water heater-2023, 3zone A/C in 2021
This home combines historic charm, luxurious upgrades, and an unparalleled location with arguably Winter Haven’s best sunsets. Whether you’re drawn to the allure of lakeside living or the timeless beauty of Spanish-style architecture, this property has it all. Schedule your private showing today to make this lakeside dream your reality!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $516,000 | $516,000 | $516,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $289 | $289 | $289 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,390 | $3,430 | $4,352 |
Total Monthly Payment | $3,771 | $3,811 | $4,733 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.