Lifestyle, Luxury & Location can be yours at Vista Bay Condos on the Intracoastal Waterway, one of Indian Shores FINEST Waterfront Condominium communities located on the “Narrows”! This SUN-DRENCHED residence offers an unparalleled coastal lifestyle where breathtaking views and serene living converge. Originally built as a boating community, you can enjoy the best of both worlds with boating, fishing & swimming on the Intracoastal side and step across the Boulevard where you can put your toes into the sugary sands of the Gulf of Mexico! This condominium situated DIRECTLY on the Intracoastal Waterway features WIDE OPEN, panoramic water views and your own DEEDED BOAT SLIP! Enjoy a spacious, open floor plan with 1345 SF (per Builder) and two (2) large screen enclosed balconies to take in the wonderful waterfront views of the Intracoastal and pool area AND a West-facing balcony with sunset views of the Gulf of Mexico! Boasting Two (2) GENEROUS sized bedrooms, to include a SIZABLE Primary bedroom with a California style closet, updated bath and direct waterfront views - all providing “Suite Retreat” to the homeowner after a relaxing day. The secondary bedroom has plenty of storage space and an updated, contemporary second bath with a spa-like ambiance. This SPLENDID third-floor unit features a large, bright contemporary Kitchen with quartz counters, tile backsplash, breakfast bar, separate social island, large pantry, stainless steel appliances all adjoining a wide-open living and dining room combination with stylish porcelain tile flooring, ample closet and storage space, inside utility closet with a FULL-SIZED washer & dryer and a newer A/C system. There are sliding glass doors located in the living area, primary suite and second bedroom which open to separate, large screened enclosed balconies where you can savor each sunrise and sunset over the water creating a tranquil backdrop for your coastal lifestyle. Vista Bay is a well-maintained complex with a secured lobby, is beautifully landscaped and tucked away from Gulf Blvd. and extremely well managed with plenty of reserves. The amenities are outstanding, featuring a private dock for convenient boat parking and overnight stays and this unit has a DEEDED 16-foot-wide boat slip with two (2)-30 Amp shore powered outlets on deep water – a true BOATERS DELIGHT! Imagine cruising along, the gentle hum of the engine, a cool breezed across your face and the sight of Dolphins playfully dancing in the wake of your boat. The waterway is line with picturesque views from lush mangroves to stunning waterfront homes. Additionally, there are lighted tennis & pickle ball courts for active recreation, a refreshing heated, Inground swimming pool and spa, outdoor grilling facilities, shuffleboard, car washing station, 50 guest parking spots and more! Walking distance to many fine local restaurants, short drive to Seminole & the New City Center Shopping Plaza, easy access to Clearwater Beach, Tampa & the Airport, Downtown St. Pete and the Jolley Trolley, providing inexpensive transportation from St. Pete Beach to Clearwater Beach. TRANQUIL, Waterfront living can be yours in this wonderful community with 75 total units on 6 floors and built in 1983! Vista Bay Condos in Indian Shores – Make the Move!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$595,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $269 | $269 | $269 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,127 | $3,164 | $4,014 |
Total Monthly Payment | $3,487 | $3,524 | $4,374 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.