12 Dickens Street, Stony Point, NY, 10980 | $1,295,000

Nestled on a pristine . 93-acre lot, this sprawling center hall colonial in desirable Cedar Ridge Estates exudes timeless elegance with its brick front and panoramic mountain views. Inside, the home boasts soaring 17-foot ceilings and an abundance of natural light that creates a welcoming, airy atmosphere. The cozy family room is highlighted by a wood fireplace, featuring stunning emerald marble and an oak mantle. Hardwood floors throughout the whole home. The chef’s eat-in kitchen is a dream with custom cabinetry, granite countertops, stainless steel appliances, and a spacious eat-in area. A formal dining room provides an ideal space for hosting guests, while a guest quarters on the first floor, complete with a full bathroom, offers privacy and comfort. The huge primary suite serves as a true retreat with a cozy sitting area, a gas fireplace adorned with rose marble and an oak mantle, and a walk-in closet that rivals most rooms. Two additional walk-in closets and a luxurious primary bath with a whirlpool tub, extra-large shower, and heat lamp add to the suite’s allure. The second-floor features 3 additional large bedrooms, all with double closets. Washer/dryer room conveniently located on the second floor so there is no carrying laundry up and down stairs. Beyond the main living areas, the home offers approximately 1, 500 square feet of basement space with endless possibilities and separate entrance to backyard and garage access. For outdoor enjoyment, the two-tiered Trex deck and new 14’ gazebo provide ample entertaining space, while the partially fenced-in backyard offers privacy and tranquility. The property is equipped with a 9-zone Rain Bird 5000 series sprinkler system to keep the grounds lush year-round. A 3-car garage, each bay 35 feet long, provides ample space for vehicles and storage, with convenient remote access. Modern amenities include an alarm system with central hookup and three keypads, ensuring security and peace of mind. This home is a gem. Professional photos coming soon.

Features

  • Rooms: 14
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: In Hall
  • Style: Colonial
  • Year Built: 1998
  • Garage: 3-car
  • Heating: Baseboard
  • Cooling: Central Air
  • Basement: Full, Walk-Out Access
  • Approx Sq. Feet: 4,000
  • Acreage: 0.93
  • Est. Taxes: $20,873
  • View: Panoramic
  • Elem. School: Stony Point Elementary School
  • Middle School: Fieldstone Middle School
  • High School: North Rockland High School
  • School District: Haverstraw-stony Pt (North Rockland)
  • Appliances: Dishwasher, Dryer, Exhaust Fan, Gas Cooktop, Gas Oven, Microwave, Oven, Refrigerator, Stainless Steel Appliance(s), Washer, Gas Water Heater
  • MLS#: 814055
  • Website: https://www.raveis.com
    /eprop/814055/12dickensstreet_stonypoint_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Century 21 Full Service Realty   Phone: 845-639-1234

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

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12 Dickens Street, Stony Point, NY, 10980

$1,295,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,036,000 $1,036,000 $1,036,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.550% 6.220% 5.781%
Monthly Tax Payment $1,739 $1,739 $1,739
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,801 $6,295 $8,534
Total Monthly Payment $7,665 $8,159 $10,398

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.