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82 Spoonbill LANE, Ellenton, FL, 34222 | $264,900
LAND OWNED and a VERY WELL MAINTAINED DOUBLE WIDE WATERFRONT HOME WITH A SPECTACULAR VIEW! Many upgrades and additions have been done to this home. Large open living room with separate dining area. Kitchen features a large island and all new appliances (2020). Flooring has been upgraded to vinyl plank. All windows are new (2020) Window World windows installed throughout the home. On-suite bathroom has been remodeled with new walk-in shower. New roof w/wider gutters, an A/C unit was installed in 2023. Even the water heater has been replaced! In this one it is difficult to find any kind of flaw. IT IS SIMPLY A MUST SEE! Living in the Ridgewood community is a very special experience! It is a 5-star community with gate attendants on duty 24 hours a day and 7 days a week! New pickle-ball courts, exercise park, tennis courts, community pool, great fishing and a club house. There are activities, dinners and trips galore! To top it off it is convenient to just about everything whether it is shopping, restaurants of every type and only 25-30 minutes to the beautiful sugar white Florida gulf beaches! Come and enjoy the gentle Florida climate and delightful Florida lifestyle that you have always dreamed about at RIDGEWOOD! All room sizes are approximate. All information is deemed reliable but should be verified by buyers and/or buyer's agent.
Features
- Amenities: Clubhouse, Fence Restrictions, Gated, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
- Rooms: 8
- Bedrooms: 2
- Baths: 2 full
- Laundry: Inside
- Year Built: 1984
- Heating: Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,400
- Acreage: 0.12
- Est. Taxes: $1,096
- HOA Fee: $505 Quarterly
- Condo Fee: $96 Quarterly
- Adult Communities: Yes
- Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
- MLS#: A4636591
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/A4636591/82spoonbilllane_ellenton_fl?source=qrflyer
Listing courtesy of LARU BEYA REAL ESTATE COMPANY INC Phone: 941-224-7344
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
82 Spoonbill LANE, Ellenton, FL, 34222
$264,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $211,920 | $211,920 | $211,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
| Monthly Tax Payment | $91 | $91 | $91 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,392 | $1,408 | $1,803 |
| Total Monthly Payment | $1,558 | $1,574 | $1,969 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388