Welcome to resort style living in this exceptional lake front 2 bedroom, 2 bath condo in the community of Lake View II at Heritage Lake Park nestled in a quiet section of Punta Gorda with spectacular lake views. Enjoy breath taking water views from your balcony while enjoying the waterfowl and wildlife unique to SW Florida. No expense was spared in updating and decorating this residence with a coastal theme. As soon as you enter this home you will be amazed at the tasteful updates and appointments from floor to ceiling with wood plank laminate flooring in main living areas, plush carpeting in bedrooms, designer millwork ceilings, decorator light and fan fixtures, color accent walls, and blinds and crown molding throughout. The kitchen boasts stainless appliances, white Shaker cabinetry, granite counters with sea salt herringbone backsplash, breakfast nook, pantry, and wood slat wrapped breakfast bar that opens to the main living area for easy entertaining. Open the wall-to-wall sliders in the great room and bring the outdoors into your living area for a bright and open atmosphere. The owner’s suite will be your quiet retreat decorated with shiplap accent wall and has a walk in closet and private en suite bath with his and her sinks, granite counters, and glassed and custom tiled shower. Other key features include dedicated laundry area with washer & dryer, assigned covered parking, and public water & sewer service included in your HOA fee! Heritage Lake Park is a gated community offering 24-hour security and amazing amenities including heated pool for year-round enjoyment. Other amenities include club house, state of the art fitness center, tennis courts, and a full activity calendar with something for everyone. This community has beautifully landscaped grounds, lakes and walking paths for enjoying the beautiful surroundings. Proximity to local waterways and beaches, dining, shopping, airports, and golf courses makes this property ideal for the Florida lifestyle. Also, easy access to public boat ramps providing access to many waterways including beautiful Charlotte Harbor, the Peace and Myakka Rivers, and the Gulf of Mexico. And you are minutes to historic downtown Punta Gorda and popular Fishermen’s Village with quaint shops and cafes. And quick access to Interstate 75 with Sarasota and Tampa to the North and Fort Myers and Naples to the South. This residence is move in ready, and you will be proud to own such an incredible home. So, don’t wait to start enjoying your piece of Florida paradise! **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $152,000 | $152,000 | $152,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.159% | 6.276% |
Monthly Tax Payment | $419 | $419 | $419 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $986 | $1,010 | $1,282 |
Total Monthly Payment | $1,480 | $1,504 | $1,776 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.