his 3 bed, 2 bath, 2-car garage pool home is located in the desirable Connell Lake Estates aka "Lakeside" community. Situated on a . 33 acre lot, this house is convenient located between Inverness & Hernando, across from the Rails to Trails 48 miles bike trail, golf courses, down town Inverness. Main living area and main bedroom have luxury vinyl planking floors; 2 guest rooms are carpeted. Kitchen and bathrooms are tiled. Separate laundry room with washer and dryer. Main bedroom has walk-in closet, bathroom with shower, toilet and one sink. Access to the pool. Guest rooms share a bathroom (combo tub/shower) with access to the pool. Kitchen features: pantry closet, breakfast bar, eating area. Living room and diner area open to the pool (sliders). Pool area is enclosed and the garage has a garage door opener and side door to the yard. New roof in January 2021. Exterior painted in the fall of 2024. Water heater March 2021. Septic pumped October 2021. Evaporation coil AC replaced in June 20212 - AC works great. Pool pump October 2016.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $291 | $291 | $291 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,992 | $2,015 | $2,557 |
Total Monthly Payment | $2,358 | $2,381 | $2,923 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.