INCREDIBLE VALUE - LOWEST PRICED 4 BEDROOM HOME IN STARKEY RANCH! This GORGEOUS home features 4 bedrooms and 3. 5 bathrooms, with a 2 car garage in Stansil Park at Starkey Ranch! Home built in 2022 with over $60, 000 in modern upgrades! The SHOWSTOPPING SPACIOUS kitchen features GORGEOUS QUARTZ countertops, an abundance of GRAY cabinets for storage, ALL stainless steel appliances included (range is gas), HERRINGBONE MOSAIC honed backsplash, trash cabinet pullout, INCREDIBLY LARGE WALK IN PANTRY, under sink three stage water filter system, touches Moen kitchen faucet, and LARGE ISLAND with BUILT IN KNEEWALL CABINETS that also fits 3 barstools! CERAMIC WOOD LOOK gray tone PLANK TILE flooring! Convenient location - walk to Starkey Ranch Town Square including Publix Supermarket, animal hospital, dentist, optometrist, urgent care, numerous restaurants, dry cleaning, UPS store, ice cream store, nail store, and haircut stores! The FIRST FLOOR has a full guest bedroom and bathroom, the kitchen, a half bathroom, a casual dining area and the living room. The SECOND FLOOR has 2 additional bedrooms, as well as the OVERSIZED owner's retreat with a walk in closet, two more full bathrooms and a laundry room which is pre-plumbed for a sink and INCLUDES A SAMSUNG WASHER AND DRYER. Large covered extended lanai is SCREENED IN! Starkey Ranch has many beautiful lakes, kayaking, canoeing, miles of walking and bike trails, a community garden and little library, nature parks, dog parks, three swimming pools, playgrounds, baseball and soccer fields, tennis courts, a library/cultural center with free classes, nearby stores and restaurants, and an A rated magnet school within the neighborhood, Starkey Ranch K-8! Property tax amount already includes the CDD fee. TONS OF UPGRADES throughout - move right in! DON'T MISS OUT! NOT IN A FLOOD ZONE!
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Our Executive Mortgage Banker:
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$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $707 | $707 | $707 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,885 | $2,919 | $3,736 |
Total Monthly Payment | $3,684 | $3,718 | $4,535 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.