This Circa 1935 charmingly remodeled 4 bedroom farmhouse colonial will evoke memories of the Wizard of Oz setting as you enter the welcoming foyer with an impressive old style staircase and then enter the ample sized living room boasting a quaint white brick wood burning fireplace, original hardwood floors, tall ceilings, whitewashed walls and large windows capture a vast amount of open and airy natural light throughout the open concept floor plan. Kitchen boasts granite kitchen counter tops and maple cabinets. Spacious living room perfect for entertaining large groups. Guest bedroom with cathedral ceiling on the main level (with electric heat). Enjoy the deer as they graze on the wild grapes and wild berries under the towering lush tall trees providing a canopy and framing the backyard as you sit by the naturally flowing Waywayanda River stream in the rear yard. . . . Watch the sunsets over the valley and the mountainscape in the distance. This home borders on the Historic Village of Warwick (the legendary Pulpit Rock is in view) . . does not have the village taxes but does benefit from the village amenities with natural gas, municipal water and municipal sewer. New roof (2015) . Boiler/HW heater newer. Unfinished walk up attic would be great for a library/office/exercise space. . Walk out unfinished basement with w/d hookup. Stained glass windows do not stay. Dishwasher is not working. ADT security system installed but not connected (new owner can reconnect). Close to bus stop to NYC for commuting and features close proximity to all the eclectic and convenient amenities that Warwick offers including wonderful shopping, sumptuous pubs and restaurants, great delis, lovely parks, outdoor concerts, churches, schools (walking distance), farm markets, live performance theater, craft breweries, wineries, hiking/walking trails, skiing, kayaking and other lake activities. The exemplary and highly desired Warwick Valley School District, the low taxes and a prime location make this timeless home a must see!
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,999 | $639,999 | $639,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $645 | $645 | $645 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,204 | $4,254 | $5,397 |
Total Monthly Payment | $4,941 | $4,991 | $6,134 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.