Welcome to the gated, active 55+ community of Center Crest. Located conveniently close to everything, Center Crest is a top choice among Rv/Park communities in the area, as you also own your land, and there is NO lot rent! This 2 bedroom, 1. 5 bath home has had many upgrades made to it in the 22 years of ownership. A few of the upgrades made include a newer A/C unit & Water heater, both which are less than 5 years old. All of the windows in this home are tilt-in, and dual pane windows, complete with a tint treatment for sun protection. This home features a rubber roof, which has been maintained yearly. A rubber roof is superior in that they typically has a lifespan of 40-50 years, granting you that extra peace of mind. As you arrive at the home you will immediately notice that several (permitted) additions have been added to the home, one being a 12x26 covered carport, with ample room for 2 cars, and a golf cart. The front porch has also been upgraded in the last two years to incorporate maintenance free Trex composite decking, and half steps, with the same upgrades being made on the steps to the rear of the home. As you enter the home you will enter into a 16x12 family room, complete with laminate wood flooring. This home features 2 bedrooms and 1. 5 baths, complete with a laundry room inside. Bathrooms include and a walk-in shower w/glass door, in the main bathroom, and handicap rails in both bathrooms. Laminate wood flooring covers the main living room and 2nd bathroom, carpet in bedrooms & additional living room, and ceramic tile in kitchen & main bathroom. To the rear of the home there are 2 sheds, one of the sheds being part of the house, and the other being a free standing storage shed, with pavers all around (No grass to cut!). Center Crest is a very active community featuring amenities and community activities such as a community club house, which has a great library, pool table & ping pong table, and on occasions you will find community jig saw puzzles set up to work on. Outside there is a fantastic pool & hot tub, shuffle board, corn hole & mini golf. Social club hosts bingo twice a week, Wednesday lunches, Ice Cream socials, Karaoke nights, dances, dancersize, water aerobics, and even a sewing circle plus other festivities. Center Crest would make the perfect community for you to call home.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $119,920 | $119,920 | $119,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.159% | 6.276% |
Monthly Tax Payment | $14 | $14 | $14 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $778 | $797 | $1,011 |
Total Monthly Payment | $867 | $886 | $1,100 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.