Beautiful Oldsmar Home located in Popular Cross Creek within East Lake Woodlands Golf and Country Club Community. Original Owners with Pride of Ownership is very evident and for those who may have allergies - no animals have lived here. This Remodeled Devonshire Floor Plan offers 2 Bedrooms, 2 Baths, a Den/Study, 2 car Garage and Extended Patio/Lanai. From the pavers to the entryway, which has been modified for wheelchair access, it "Welcomes You Home". Pergo Floors throughout, with tile in all the right places, gives it that warm feeling and open flow from room to room. The Kitchen has top of the line cabinetry, with strategically placed glass, to show case your finest China, Quartz Countertops, Stainless Steel Appliances, Recessed and Accent Lighting and a spacious Eat-in Area. The Den provides a wall-to-wall Office Furniture with Desk and Shelving, a Tubular Skylight to provide more natural light and opens to the spacious Living and Dining Rooms. Glass Sliders open to the extended Patio/lanai where you can Entertain, Grill Out, or Sit, Relax, and enjoy the Beautiful Gardens and sounds of your Fountain. The Master Suite provides His and Her Walk-in Closets, and a Custom Bathroom with Dual sinks, Linen Closet, and a Tiled Walk-in or Wheel-in Shower Stall for Handicap access, Two Shower Heads and a Built-in Seat. New roof in 2020, Renovations in 2019. Cross Creek is a popular Maintenance Free Community and is located near Restaurants, Shopping Malls, Theaters, Hospitals, Golfing, Parks and Beaches. The monthly maintenance fees include: Cable TV, Grounds Care - Fertilizing, Mowing, Trimming and Mulching Flower Beds, Trash Collection, Heated Community Pool and Spa, Escrow Reserves, Pressure Cleaning of Roof and Painting the Exterior of your home every 7 years. East Lake Woodland's Ardea Country Club provides Resort Style Amenities with additional fees that include Golf, Fitness Center, Tennis, Olympic Swimming Pool, Sport Shop, Lounge and Bar, Restaurant and Activities for the Entire Family!
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$612,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $489,600 | $489,600 | $489,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $287 | $287 | $287 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,216 | $3,254 | $4,129 |
Total Monthly Payment | $3,595 | $3,633 | $4,508 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.