814 15th STREET NE, Ruskin, FL, 33570 | $399,995

Move-In Ready Home With Space For Everyone! Welcome home to this move-in ready 4 bedroom, 2. 5 bathroom 2, 043 sqft home located in the community of Wellington North at Bay Park. This spacious home has been beautifully updated and makes a great space for entertaining. It boasts multiple living spaces, an open plan & large fully fenced backyard. It is full of features including tall ceilings, oversized living spaces, upgraded fans + light fixtures, arched entryways & upgraded faucets, newer tile & laminate flooring. The beautiful exterior features a private backyard with a partially covered + extended wooden deck, mature tropical landscaping + trees, paver walkway w/ firepit, storage shed & covered front patio. The open 1st floor holds multiple spacious living areas including; family room, 1/2 bath, dining room & kitchen! It also hold the private primary suite with all guest rooms being located upstairs. The spacious family room is perfect for large gatherings. It features an upgraded ceiling fan & upgraded vinyl flooring. Prepare a feast in the eat-in kitchen made complete w/ under cabinet lighting, recessed lighting, tile backsplash, stainless appliances, closet pantry, wood cabinets, island w/ storage & laminate flooring. The dining room is just off the kitchen and boasts chandelier lighting, sliding glass doors, decorative paneled wall & laminate flooring. The private master suite & bath boasts an upgraded ceiling fan, trey ceiling, a spacious walk-in closet, a dual sink vanity, tile + vinyl floors, and a garden tub/ shower combo. The upstairs holds; an oversized loft (makes a great bonus space), a huge utility closet, 3 full guest rooms and a full guest bathroom. All 3 guest rooms contain lighted ceiling fans or fixtures, extended or walk-in closets and laminate flooring. Enjoy the beautiful Florida weather from the private, fully fenced backyard. The coveted community of Wellington North at Bay Park features low HOA fees, and is in a premium location, within minutes of beaches, 1-75/275 & US-301/41, great schools, dining and shopping yet perfectly tucked away from the hustle & bustle. It is also centrally located between the Bradenton/Sarasota area & the Tampa/Brandon/Riverview area. This home will not last long. Call today to schedule your private showing.

Features

  • Rooms: 13
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Lot Size: 50 x 110
  • Laundry: Inside
  • Style: Traditional
  • Year Built: 2006
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,043
  • Acreage: 0.13
  • Lot Size: 50 x 110
  • Est. Taxes: $4,383
  • HOA Fee: $40 Monthly
  • Lot Desc: In County, Landscaped, Sidewalk
  • Elem. School: Thompson Elementary
  • Middle School: Shields-HB
  • High School: Lennard-HB
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: O6270122
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6270122/81415thstreetne_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/22/2025 8:07:15 PM)
Listing courtesy of HOUWZER LLC   Phone: 267-765-2080

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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814 15th STREET NE, Ruskin, FL, 33570

$399,995

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,996 $319,996 $319,996
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.191% 7.159% 6.392%
Monthly Tax Payment $365 $365 $365
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,102 $2,127 $2,722
Total Monthly Payment $2,542 $2,567 $3,162

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.