420 Chamber STREET NW, Port Charlotte, FL, 33948 | $315,000

This can be your place in paradise! Welcome to southwest Florida where balmy winter breezes await your enjoyment. This is where shorts and sandals are the dress code! Walk to local parks including Charlotte Beach Park. You'll find a sandy beach area, grills and pavilions, bocce ball, basketball, and a fishing pier and boat ramp. This home is a great size for a winter getaway or retirement home. It is offered turn-key furnished. Bring your clothes and move right in. It has been nicely updated and well maintained. The roof was replaced in 2023 and the water heater in 2020. Hurricane shutters are from 2019. The primary ensuite has a private entrance to the pool. A large slider opens the house to the lanai and pool from the main living area. You will feel as though you live outside! The kitchen features new cabinetry and quartz countertops with stainless appliances. Most flooring has been refreshed with luxury vinyl, including the guest bedroom and bath. An air conditioned office is located in the oversize garage area. There’s still room for two cars and the laundry room. You will spend countless hours on the lanai and in the heated pool. The pool has been resurfaced and the heater was installed in 2023. It’s been used just one time. Outside you will find a private backyard with lovely planting beds. There’s a shed for lawn equipment and other necessities. And, the bonus is a new generator that keeps the electric on should the power go out. Those occasions should be minimal with the underground electric lines currently being installed by Florida Power and Light. This cozy Florida bungalow style home is ready for you. Move right in!

Features

  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 80 x 125
  • Laundry: In Garage
  • Year Built: 1994
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,287
  • Acreage: 0.23
  • Lot Size: 80 x 125
  • Est. Taxes: $2,637
  • Pool: Gunite, Heated, Screen Enclosure
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: C7503661
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/C7503661/420chamberstreetnw_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/27/2025 2:33:30 PM)
Listing courtesy of CENTURY 21 AZTEC & ASSOCIATES   Phone: 941-629-3188

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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420 Chamber STREET NW, Port Charlotte, FL, 33948

$315,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $252,000 $252,000 $252,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.191% 7.159% 6.276%
Monthly Tax Payment $220 $220 $220
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,655 $1,675 $2,125
Total Monthly Payment $1,950 $1,970 $2,420

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.