Beautifully Turn-Key Furnished 2 Bedroom/2 Full Bath home in Gold Tree Community! It is one of the few homes that become available with the pond view and only steps away from the Clubhouse/Pool area. This home had some outer damage from the last hurricane and a brand-new roof was installed with the enclosed lanai/Florida Room walls to be replaced in March, and A/C new in 2023! This home has an open floorplan with Living Room/Dining Room/Kitchen combination. There are many updates throughout and built in features including a small bar area off the Dining room & vaulted ceilings. The enclosed Florida Room will have a door walking out to the deck over looking the pond. . . . A great place to enjoy your morning coffee! Gold Tree has lots of activities listed in your monthly newsletters and great neighbors to enjoy them with. It is a gated community with gates closed from 6pm to 6am daily. It has a storage lot where you can keep your campers, boats or RV's at very little expense. Gold Tree is conveniently located to shopping, eateries, banking, hospitals, UTC Mall, Benderson Park, Riverwalk, airport, I-75 and best of all our beautiful beaches always rated among top beaches in the U. S. Association says 55+, pets welcome and rentals allowed. Welcome Home!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $192,000 | $192,000 | $192,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $151 | $151 | $151 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,261 | $1,276 | $1,633 |
Total Monthly Payment | $1,487 | $1,502 | $1,859 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.