1969 BEACH Avenue, Atlantic Beach, FL, 32233 | $8,750,000

Discover an unparalleled slice of coastal paradise with 100 feet of pristine ocean frontage in one of the most coveted areas of North Atlantic Beach. This unique property offers two residences on one expansive parcel, perfect for those seeking a luxurious beach retreat, multigenerational living, or an income-generating opportunity. Even more enticing, the parcel can be divided into two 50-foot oceanfront lots, offering incredible flexibility for future development or investment. The primary residence is a striking three-story, 2, 412-square-foot home featuring 3 bedrooms and 2. 5 baths. Recently upgraded with newly installed windows on the eastern and northern sides, the home offers panoramic ocean views and an abundance of natural light. The open-concept design seamlessly blends modern comforts with timeless coastal charm, ensuring every moment is bathed in seaside tranquility. Complementing the main home is a charming 1, 048-square-foot A-frame cottage, a two-story haven with 2 bedrooms and 1 bath. Its unique architecture and cozy design make it ideal as a guest house, artist's studio, or vacation rental. Situated on one of the highest elevations in Atlantic Beach, this property not only delivers breathtaking ocean vistas but also offers peace of mind with its elevated position. The location is second to nonenestled in the heart of North Atlantic Beach, you're moments from boutique shopping, dining, and the vibrant beach lifestyle this community is renowned for. Don't miss this rare opportunity to own a legacy property where every sunrise over the Atlantic feels like a masterpiece.

Features

  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Lot Size: 100' ocean frontage
  • Year Built: 1977
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 3,460
  • Acreage: 0.43
  • Lot Size: 100' ocean frontage
  • Est. Taxes: $17,387
  • View: Beach, Ocean
  • Water Front: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Refrigerator, Washer, Water Softener Owned
  • MLS#: 2064910
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /eprop/2064910/1969beachavenue_atlanticbeach_fl?source=qrflyer
Copyright © 2025  Northeast Florida Multiple Listing Service,
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of Berkshire Hathaway Homeservices Florida Network Realty

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1969 BEACH Avenue, Atlantic Beach, FL, 32233

$8,750,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $7,000,000 $7,000,000 $7,000,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.148% 6.748% 6.786%
Monthly Tax Payment $1,449 $1,449 $1,449
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $45,985 $44,822 $61,460
Total Monthly Payment $47,559 $46,396 $63,034

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.