Beautiful waterview at this stunning 2 bedroom, 2 bath, 2 car garage, 1832 sq. ft. home located in the desirable 55+ community of Mainlands of Tamarac by the Gulf. As you drive up you will notice that this home has a covered, screened, front patio entryway. There are all double-paned, low-e, impact windows in this home with a Ring 2 camera security system, and a smart, keyless entry, overhead garage door. This home was completely updated in 2022. Throughout the house is luxury vinyl flooring, inset lighting in many rooms and all updated fans. The kitchen has soft close cabinets with pull-out shelves in the pantry cabinets, quartz countertops, under and over cabinet lighting. There is a movable island, as an additional prep area. All the kitchen appliances are top of the line, stainless steel, smart appliances. The range has a sous vide, air fryer, conventional oven and the microwave is also a convection oven. The family room has a full water view with a bonus room at one end that leads to a 14 x 8 fenced-in patio. On the patio there is a motorized awning to provide you with shade and room for your barbecue. The primary bedroom in the back of the home has a waterview, plantation shutters, walk-in closet, and updated bath with a step-in shower. The guest bedroom in the front of the home, has 2 closets and is just steps away from the updated guest bathroom complete with a tub/shower combo. Other updates are the air conditioner 2022, tankless water heater 2022, full-sized stacked washer and dryer 2022, and the roof 2021. At the Unit 4 clubhouse you can enjoy a swim in the heated pool or participate in various activities such as shuffleboard, bingo, cards, and dances. Mainlands is a golf cart community conveniently located just minutes away from Mainlands Public Golf Course, Freedom Lake Park, beaches, airports, and downtown St Petersburg. Don’t miss the opportunity to see this exquisite home. Call today to schedule your showing appointment!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.159% | 6.276% |
Monthly Tax Payment | $322 | $322 | $322 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,205 | $2,260 | $2,867 |
Total Monthly Payment | $2,602 | $2,657 | $3,264 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.