Welcome to your completely updated Florida retreat! Home has been fully remodeled and upgraded inside and out - nothing to do here. NEW in 2024: windows, vinyl siding, carport and large attached shed. Also NEW in the last couple of years: roof, A/C, water heater, washer & dryer and luxury vinyl plank flooring. Kitchen updates include new cabinets & high-level granite, open shelving and stainless-steel appliances. Bathrooms have been updated as well! Large corner lot. Home has 2 bedrooms, 2 bathrooms, 2 separate living areas, plus a fully enclosed Florida room! Move right in and relax, with peace of mind knowing everything's been done for you! Being sold furnished, with few exceptions. Lemon Bay Isles is a vibrant 55+ neighborly community, with low HOA fees ($50/year). Membership with the Edgewater Club ($315/year) gets you a clubhouse for activities and events, pool, spa, shuffleboard, pickleball and tennis. Centrally located, close to area beaches, restaurants, shopping and medical facilities. A MUST-SEE! Add this one to your list!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$249,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $261 | $261 | $261 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,313 | $1,329 | $1,701 |
Total Monthly Payment | $1,649 | $1,665 | $2,037 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.