Located in the desirable oceanfront, gated community of Hammock Dunes, this charming villa home is just steps away from the beach walkover. Nestled in the desirable Marbella Villa neighborhood, known for its close proximity to the beach and generous front setbacks, this property offers effortless coastal living.
This one-level home features 1, 992 sq. ft. of thoughtfully designed living space, including 2 bedrooms plus a versatile office/flex room that can serve as a 3rd bedroom. The layout also includes 2 full bathrooms and a spacious 2-car garage for your convenience. Recent updates include a new HVAC system (2018) and hot water heater (2017). A recent "4-point inspection" ensures peace of mind for prospective buyers.
Positioned with an east-facing backyard, the home enjoys refreshing ocean breezes and the soothing sounds of waves, best enjoyed from the screened lanai. Relax by the private pool and spa, all while taking in views of the 11th fairway on the Tom Fazio-designed Hammock Dunes Club golf course.
This villa is truly low-maintenance, with HOA fees covering all lawn care, including mowing, weeding, edging, mulching, trimming, and water for irrigation. It’s perfect for a "lock and leave" lifestyle.
An optional membership to the award winning Hammock Dunes Club, an Emerald Club of the World, unlocks access to exceptional amenities, including two championship golf courses, oceanfront dining, tennis, pickleball, a fitness center, and a vibrant social calendar.
Prime Location
Perfectly situated on Florida’s Atlantic Coast, this home offers the charm of Palm Coast living with convenient access to major destinations:
1 hour to Jacksonville or Orlando
30 minutes to St. Augustine or Daytona Beach
This is more than just a home; it’s a gateway to paradise. Enjoy spectacular views, the sound of waves, and a luxury lifestyle in one of Florida’s most sought-after communities. Schedule your showing today!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $349 | $349 | $349 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,810 | $3,855 | $4,934 |
Total Monthly Payment | $4,251 | $4,296 | $5,375 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.