Open house canceled. Fantastic 3 bedroom, 2. 5 bath ranch home in sought-after Winooski neighborhood! This stunning property boasts a sunlit kitchen with new cabinets, quartz countertops and stainless-steel appliances, perfect for any cooking enthusiast. Enjoy meals in the dining room with vaulted ceilings with a custom large built-in hutch and step out to a lovely deck for BBQs and sun. The living room features a cozy gas fireplace with reclaimed Vermont barnboard accent wall & hearth. The beautifully remodeled main bath offers a glass walk-in shower, subway tile and a modern dual vanity. The full finished lower level includes a spacious rec room, craft room, storage space plus a 3/4 bath with laundry. Additional highlights include hardwood oak floors throughout the first floor, central vac, built-in clothing storage and new roof in 2024!This property features a spacious garage with workshop, 2-car carport and a welcoming front deck. The fenced backyard is an outdoor oasis, complete with an above-ground pool with deck, awning and a separate fenced in gardening space with established container garden and a charming gazebo for relaxation & entertaining. Great location - just minutes to schools, airport, UVM medical, shopping, dining, Farmer’s Market & I-89. Don’t miss out on this beautiful home! Delayed showings until 1/23.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,600 | $415,600 | $415,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.243% | 7.282% | 6.518% |
Monthly Tax Payment | $872 | $872 | $872 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,765 | $2,800 | $3,563 |
Total Monthly Payment | $3,729 | $3,764 | $4,527 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.