18794 Ayrshire CIRCLE, Port Charlotte, FL, 33948 | $615,000

Prepare to be amazed! Welcome to your dream home on the Manchester Waterway! This charming home offers spectacular views of naturally preserved land with fishing holes galore! With direct access to Charlotte Harbor and the Gulf of Mexico, sailboats and large powerboats can easily traverse this wide waterway. Imagine sitting on your lanai, watching the boaters and enjoying gorgeous sunsets. The southern exposure for the pool is a Florida favorite, providing bright sunshine to warm your winter days! This home is built high and had no water intrusion from recent storms. A new roof and water heater were installed in 2022, and there are hurricane shutters for all openings, including roll down, panel and accordion styles. A concrete walkway leads from the garage driveway to the concrete dock, accessible from both the garage and the lanai. The terraced backyard is easy to maintain. The living room slider pockets into the wall, making you feel like you’re living outside when it is open. The large aquarium window provides lots of light and an impressive view, especially while dining. The third bedroom can double as an office or den and has direct access to the backyard from a sliding glass door. What a view! The primary ensuite features a large closet, garden tub and walk-in shower, with a slider to the lanai from the suite that assures privacy for the pool area. The location allows access to Punta Gorda by boat with Fisherman’s Village a short ride away in Charlotte Harbor. Nearby parks include Port Charlotte Beach Park which features a sandy beach, picnic tables under pavilions, grills, bocce ball, tennis courts, basketball, heated swimming pool and a fishing ramp. You will love living this lifestyle. It’s waiting for you!

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2003
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,598
  • Acreage: 0.23
  • Est. Taxes: $863
  • View: Pool, Water
  • Pool: Gunite, Heated
  • Appliances: Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer
  • MLS#: C7503709
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/C7503709/18794ayrshirecircle_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/23/2025 5:17:07 PM)
Listing courtesy of CENTURY 21 AZTEC & ASSOCIATES   Phone: 941-629-3188

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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18794 Ayrshire CIRCLE, Port Charlotte, FL, 33948

$615,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $492,000 $492,000 $492,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.243% 7.171% 6.518%
Monthly Tax Payment $72 $72 $72
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,273 $3,270 $4,219
Total Monthly Payment $3,437 $3,434 $4,383

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.