Prepare to be amazed! Welcome to your dream home on the Manchester Waterway! This charming home offers spectacular views of naturally preserved land with fishing holes galore! With direct access to Charlotte Harbor and the Gulf of Mexico, sailboats and large powerboats can easily traverse this wide waterway. Imagine sitting on your lanai, watching the boaters and enjoying gorgeous sunsets. The southern exposure for the pool is a Florida favorite, providing bright sunshine to warm your winter days! This home is built high and had no water intrusion from recent storms. A new roof and water heater were installed in 2022, and there are hurricane shutters for all openings, including roll down, panel and accordion styles. A concrete walkway leads from the garage driveway to the concrete dock, accessible from both the garage and the lanai. The terraced backyard is easy to maintain. The living room slider pockets into the wall, making you feel like you’re living outside when it is open. The large aquarium window provides lots of light and an impressive view, especially while dining. The third bedroom can double as an office or den and has direct access to the backyard from a sliding glass door. What a view! The primary ensuite features a large closet, garden tub and walk-in shower, with a slider to the lanai from the suite that assures privacy for the pool area. The location allows access to Punta Gorda by boat with Fisherman’s Village a short ride away in Charlotte Harbor. Nearby parks include Port Charlotte Beach Park which features a sandy beach, picnic tables under pavilions, grills, bocce ball, tennis courts, basketball, heated swimming pool and a fishing ramp. You will love living this lifestyle. It’s waiting for you!
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Our Executive Mortgage Banker:
Our Insurance Division:
$615,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $492,000 | $492,000 | $492,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.243% | 7.171% | 6.518% |
Monthly Tax Payment | $72 | $72 | $72 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,273 | $3,270 | $4,219 |
Total Monthly Payment | $3,437 | $3,434 | $4,383 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.