1038 Cottageville LANE, The Villages, FL, 32162 | $499,000

ROOM FOR A POOL in this STUNNING Grantham Courtyard Villa in Bonita Villas in the village of Bonita. As you approach this lovely home, you'll appreciate the landscaping, double garages, and OVERSIZED CORNER lot. This elegant 3-bedroom, 2-bath home has a private walled backyard with NO HOMES BEHIND. Step through the leaded glass entry door to an inviting, light-filled space. NO CARPET in this home! VAULTED CEILINGS create an open and spacious feel. The living, dining, and kitchen areas flow seamlessly, with easy access to the GLASS ENCLOSED lanai with roll down screens and a HUGE BIRDCAGE with SUNBRELLA covering on top. The beautifully updated kitchen features MAPLE CABINETS, stainless steel appliances (NEW 2020), GRANITE COUNTERTOPS, GAS GOURMET STOVE, a subway tile backsplash, under-cabinet lighting, heavy duty roll-out shelves and breakfast bar add both convenience and style. The primary suite is a private retreat, offering an en-suite bath with an UPGRADED WALK-IN GLASS shower, a linen closet, a custom walk-in closet. The GLASS ENCLOSED LANAI with an ATTACHED BIRDCAGE overlooks the tranquil backyard, WITH AN EXTRA SIDE YARD with ROOM FOR A POOL. This home is brimming with upgrades, including WATER FILTRATION SYSTEM, PLANTATION SHUTTERS, SOLAR TUBES, RECESSED LIGHTING, WHOLE HOUSE SURGE PROTECTOR and much more. The updated laundry room has NEWER WASHER and DRYER. 1½ garage has attic stairs. Second garage (8’ door) has front and back doors with Acrylic Floor, Solar-powered attic fan and added insulation. Ideally located in the heart of The Villages, this home offers convenient access to LAKE SUMTER LANDING with nearby shopping, dining, and a wealth of amenities, you'll enjoy everything in The Villages. Major Systems: HVAC (2020), Roof (2014) TANKLESS Natural Gas HOT WATER HEATER (2013)

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2006
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,685
  • Acreage: 0.16
  • Est. Taxes: $2,569
  • Lot Desc: Corner Lot
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Water Filtration System
  • MLS#: G5091586
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/G5091586/1038cottagevillelane_thevillages_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/22/2025 12:57:00 AM)
Listing courtesy of WORTH CLARK REALTY   Phone: 352-988-7777

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1038 Cottageville LANE, The Villages, FL, 32162

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.153% 7.159% 6.276%
Monthly Tax Payment $214 $214 $214
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,589 $2,653 $3,367
Total Monthly Payment $2,878 $2,942 $3,656

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.