Secret Garden In Historic Oldest City! Solid concrete construction from 1971, this house exudes the style of historic district while being of a newer construction. A charming cottage on Marine St. With amazing river, bayfront and lighthouse views from the balcony and different windows on both floors. This home is quite unique. The downstairs and upstairs are mirror images, offering two distinct living areas. You have 2 large living areas, 1 full kitchen downstairs and a kitchenette upstairs for your guest. 2 spacious bedrooms and 2 walk in closets. There are 2 lovely dedicated parking spaces off street and plenty of resident guest parking around the corner. A garden paradise behind the front gate. A lovey patio and terrace and a wonderful balcony to catch the afternoon breezes. Spanish tile floors, wood floors, newer appliances , this home has been well maintained and is exceptional condition. Generac Generator and Well pump for irrigation. Surrounded by history, this property was originally part of the St. Augustine historical society complex. The neighboring garden is the oldest house and the historical society has a large garden behind as well. Only 2 blocks from the downtown area of St. Augustine. Loaded with Charm and surrounded with coquina walls and loads of privacy. Enjoy the southern bayfront in just seconds from your front door. This residence is also close to the Florida National guard head quarters. If your family is looking for a family complex there are several larger bayfront properties now available.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $640,000 | $640,000 | $640,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $1,041 | $1,041 | $1,041 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,204 | $4,254 | $5,397 |
Total Monthly Payment | $5,337 | $5,387 | $6,530 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.