11 Stephen Court, Prospect, CT, 06712 | $549,900

New Year, NEW Home! As soon as you turn the corner onto Stephen Ct, number 11 will immediately catch your eye! Boasting a NEW third bay garage addition, NEW siding, and NEW roof, you're going to LOVE how beautiful this contemporary home looks! Before you run inside, make sure to admire the perfectly LEVEL yard: it's been extensively re-graded front to back, with a newer retaining wall bordering the rear of the property! BONUS: this home comes with a 16 x 20 HEATED shed; great for hobbyists, extra storage, or continue to use it as a home gym! Now head inside and prepare to say "WOW" at the sight of your two-story foyer and front room, both boasting fresh paint up to the ceiling! To your right, you'll find the also freshly painted dining room, with tons of natural light thanks to the 10 year old windows! From there, you can cut through the pantry area to the kitchen, which hosts newer stainless steel appliances and granite countertops! To your right, you'll be thrilled to find the convenient mudroom/laundry room (hint: look up to see the laundry shoot!) and access to the garage! Off of the kitchen in the other direction is your step down living room with a gas fireplace and access to the back deck! Upstairs you'll want to check out the oversized primary bedroom first! The en-suite has been recently renovated, boasting not only a walk-in closet, but also double sinks, DOUBLE shower, and separate water closet! Two large bedrooms and second full bathroom complete the second floor Last but not least, you'll be SO happy to find that the basement is already finished and decked out with a bar area, play space, and THIRD full bathroom! DOUBLE BONUS: the HVAC was updated in 2018! Nothing to do but move in because everything is NEW, NEW, NEW!

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Main Level
  • Style: Contemporary
  • Year Built: 1989
  • Garage: 3-car Attached Garage
  • Heating: Hot Air
  • Cooling: Central Air
  • Basement: Full,Storage,Garage Access,Partially Finished,Full With Hatchway
  • Above Grade Approx. Sq. Feet: 2,124
  • Below Grade Approx. Sq. Feet: 700
  • Acreage: 1.18
  • Est. Taxes: $9,019
  • Lot Desc: Level Lot
  • Elem. School: Prospect
  • High School: Woodland Regional
  • Appliances: Oven/Range,Refrigerator,Dishwasher,Washer,Dryer
  • MLS#: 24069774
  • Website: https://www.raveis.com
    /mls/24069774/11stephencourt_prospect_ct?source=qrflyer
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Room Information

Type Level
Bedroom 1 Upper
Bedroom 2 Upper
Dining Room Main
Family Room Main
Full Bath Upper
Full Bath Lower
Half Bath Main
Kitchen Main
Living Room Main
Primary BR Suite Upper

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Natuzza Dimasi - Natuzza's TeamSales Associate

203.715.3500

Natuzza.Dimasi@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Dave BeckmanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 10930

203.641.8287

Dave.Beckman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian KellyInsurance Sales Director, William Raveis Insurance

860.655.6934

Brian.Kelly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

11 Stephen Court, Prospect, CT, 06712

$549,900

Natuzza Dimasi - Natuzza's Team

Sales Associate

William Raveis Real Estate

Phone: 203.715.3500

Natuzza.Dimasi@raveis.com

Dave Beckman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.641.8287

Dave.Beckman@raveis.com

NMLS Mortgage Loan Originator ID 10930

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,920 $439,920 $439,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.153% 7.159% 6.276%
Monthly Tax Payment $752 $752 $752
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,853 $2,924 $3,710
Total Monthly Payment $3,697 $3,768 $4,554

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.