Incredible 1BR/1BA condo is the largest of the 1BR floor plans and features a sunny balcony so you can enjoy the warm sunshine all winter long. You can hear the ocean as you sit on your private balcony reading, relaxing from a busy day at the beach or enjoy dining al fresco. Hurricane impact sliding glass doors and windows. Decorated beautifully while keeping clean simple lines. Beachy tile throughout that looks like driftwood so you remember you're at the beach and life is great. You'll get the feeling you're in a treehouse. . . a palm tree! Sold fully furnished and turnkey. The couch is a sleeper sofa so no problem having guests while you're enjoying your beach retreat. Copper pipes have been replaced with pvc. This is an end unit which means an extra window and even better, extra sunshine. Ocean Village Club is a gated and oceanfront community located in the heart of St Augustine Beach at Dondanville Road and A1A. You can walk to coffee shops, great restaurants and entertainment, grocery stores, doughnut shops and more. A short bike ride to the pier featuring weekly Farmers Market and fun concerts and outdoor splash park. Monthly condo dues include your high-speed internet, television, water, sewer, amenities including fitness room, clubhouse, outdoor dining pavilion and grills, heated pool, oceanside pool, private beach walkover, tennis courts and more. Owners are allowed to have 2 pets with no weight restriction and are only restricted against aggressive breeds, per the master insurance policy. *Owners make a 13th payment of $450 towards Reserve Funds with the next payment due October 30, 2025. Buyer will assume future payments. Buyer to verify pertinent information such as measurements, association information, taxes, etc. 3D Video Tour available to tour at: https: //nodalview. com/s/26lgbYb7PAZxbvY2BKkRct
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Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $230 | $230 | $230 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,127 | $2,722 |
Total Monthly Payment | $2,407 | $2,432 | $3,027 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.