Comfortably sitting on less than an acre, this turnkey home has plenty of outdoor space, a relaxing brook running adjacent to the property and includes rights to Shandelee Lake. The living living room is fit with with original woodwork and a gas fireplace, and steps away from the sun-drenched sunroom, a versatile space perfect for a home office, yoga studio, or library. The spacious dining and kitchen area offers a welcoming flow, combining traditional details with contemporary upgrades. Rounding out the first floor, the expanded primary bedroom, added in 2018, offers an oasis of privacy, complete with its own entrance, deck down to the newly added hot tub, and full en-suite bathroom. Upstairs, there are three additional bedrooms and a renovated full bath. Most of the home's furnishings are included in the sale, making it easy to transition Shandelee Brook House into a second home or short-term rental. Enjoy the outdoors with two decks, one with a dining table and another off the primary bedroom leading to the hot tub. Plus, the natural stone patio is perfect for gatherings, with a fire pit just a few steps away for cozy bonfires throughout the seasons. An additional land parcel with deeded rights to Shandelee Lake is located less than a mile away and included in the sale. Only a 6 minute drive to Livingston Manor Main Street, where there are plenty of restaurants, grocers, and shops and 100 miles to NYC.
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $628 | $628 | $628 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,148 | $3,185 | $4,076 |
Total Monthly Payment | $3,868 | $3,905 | $4,796 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.