Welcome to your BEACHFRONT luxury coastal retreat at Sand Key! This NEWLY RENOVATED 2-bed/2-bath, 12th-floor condo at Harbour Light Towers offers breathtaking panoramic views of the sparkling Gulf of Mexico and the turquoise blue waters of the Intracoastal Waterway. FULLY FURNISHED and featuring modern amenities, this unit boasts a coastal-inspired décor that perfectly complements the natural beauty of Sand Key beach. The kitchen is a chef’s delight, complete with a spacious breakfast island, sleek stainless-steel appliances and upgraded solid wood cabinets accented by elegant granite countertops. The open floor plan features high ceilings accented with crown molding and offers two oversized bedrooms. The primary bedroom includes a king bed, a huge walk-in closet, and an en-suite bath with a custom tile walk-in shower. The second bedroom is furnished with both a queen and full-size bed and also has a large walk-in closet for additional storage. Your large private covered porch overlooks the turquoise gulf and has easy access from the primary bedroom and living room. Enjoy convenient access to the elevators, trash chute, laundry room, and storage closet, all on the same floor! The building has recently undergone extensive renovations, including a new roof and completed the milestone with a good report. It is pet-friendly, permits 30-day rentals, and has an HOA fee that includes cable, internet, water, sewer, trash, 24-hour gated security, on-site management, ground maintenance, common area taxes, escrow reserves fund, insurance and more. Additional amenities include a gulf front heated pool, private beach access, grilling area with Webber gas grills, a car wash station, a cornhole area, a clubhouse with kitchen facilities and assigned under-building parking. The unit currently has short term rentals in place for January, February, March and part of April for a combined RENTAL INCOME TOTALING OVER 21K. Conveniently located to enjoy both vibrant Clearwater Beach, renowned for its activities, bars and restaurants, and the tranquility of Sand Key Beach, merely steps away from your beach oasis. Public transportation is easily accessible via the Jolly Trolly right in front of the building. It is close to all water activities, and the Shoppes of Sand Key are situated across the street for convenient shopping and dining options. Centrally located in Pinellas County to explore Central West Florida, only 25 miles from Tampa International Airport and 14 miles from St. Pete/Clearwater Airport. PARADISE AWAITS at Sand Key, schedule your private showing today!
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.159% | 6.276% |
Monthly Tax Payment | $846 | $846 | $846 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,762 | $3,855 | $4,891 |
Total Monthly Payment | $4,700 | $4,793 | $5,829 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.