41235 Silver DRIVE, Umatilla, FL, 32784 | $560,000

Welcome to your modern cabin-style home, where rustic charm meets contemporary sophistication. You will feel transcended as you drive into the inviting community and begin to notice how each residence harmoniously blends with the natural surroundings, creating a serene and peaceful atmosphere. Upon arrival, the home’s artistic touches and warm color palette immediately evoke a sense of coziness and elegance. The 3 level, spacious floor plan provides plenty of private spaces offering a cozy, cabin-like feel while maintaining a modern aesthetic. Large windows and sliding glass doors allow abundant sunshine to fill the space, enhancing the connection between the interior and the beautiful natural elements outside. Take in the unbelievable views and breath in the fresh air from the abundant deck space. Whether it’s the lush greenery or tranquil water views, the scenery provides a perfect backdrop for relaxation and reflection. Enjoy your private waterfront on South Twin Lake while fishing, boating, kayaking or paddle boarding. This beautiful, well cared for 4 bedroom/3 1/2 bathroom home with almost a 1/2 ACRE LOT and NO HOA is sure to check all the boxes!! On the main level you will find the living space, fireplace, primary bedroom with en-suite bathroom, kitchen, dining room, laundry room and 1/2 bathroom; 2 bedrooms, 1 bathroom, loft and bonus room are on the 2nd level; and a newly updated 1 bedroom, 1 bathroom in-law suite with full kitchen and game room are on the basement level with its own private entrance and direct access to the screened-in pool. There are 2 storage or workshops spaces, 1 in the 2 car garage and 1 on the back side of the home, as well as a 2nd level storage area above the golf cart garage. Enjoy Florida living in this convenient location with all the major shopping, dining and entertainment that Lake County has to offer. Located just minutes from Lake Sumter State College, Umatilla Municipal Airport, North Lake Community Park, Alexander Springs, Ocala National Forest, Downtown Mount Dora. The home is currently an active short-term rental with numerous 5-star reviews. Be sure to check out the virtual walk-thru to tour this amazing home. 1 year home warranty included.

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Lot Size: 81 x 215
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Cabin
  • Year Built: 1985
  • Garage: 3-car Driveway, Garage Door Opener, Golf Cart Garage, Oversized, Split Garage, Workshop in Garage
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,581
  • Acreage: 0.4
  • Lot Size: 81 x 215
  • Est. Taxes: $7,074
  • Lot Desc: In County, Irregular Lot, Landscaped, Oversized Lot, Unincorporated
  • View: Water
  • Elem. School: Umatilla Elem
  • Middle School: Umatilla Middle
  • High School: Umatilla High
  • Pool: Fiberglass, In Ground, Lighting, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • MLS#: O6273450
  • Days on Market: 36 days
  • Website: https://www.raveis.com
    /prop/O6273450/41235silverdrive_umatilla_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/31/2025 5:13:25 AM)
Listing courtesy of GREATER ORLANDO REALTY USA INC   Phone: 407-730-8737

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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41235 Silver DRIVE, Umatilla, FL, 32784

$560,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $448,000 $448,000 $448,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.949% 7.017% 6.034%
Monthly Tax Payment $590 $590 $590
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,758 $2,943 $3,720
Total Monthly Payment $3,440 $3,625 $4,402

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.