1085 Indian Rocks ROAD S, Largo, FL, 33770 | $425,000

One or more photo(s) has been virtually staged. NO HOA, NON-FLOOD ZONE in PRIME LOCATION just 5 MINUTES FROM THE BEACH!! This 3-bedroom home is ready for a buyer to make it shine and would make a great Airbnb! With a NEW ROOF INSTALLED IN 2020, NEW WINDOWS IN 2019 and NEW STUCCO & EXTERIOR PAINT IN 2019, these major updates have already been completed for you. This home features a spacious TWO-CAR GARAGE with ample storage space and washer/dryer connections. The OVERSIZED DRIVEWAY can accommodate multiple cars, RV or BOAT, and the inviting COVERED FRONT PORCH adds charm and curb appeal. Inside, you'll find a roomy living room with COVED CEILINGS creating an elegant look and an ADDITIONAL FAMILY/FLORIDA ROOM with ceiling fan, ideal for extra living space, a home office, a larger dining room, art studio - the possibilities are endless! The ADORABLE VINTAGE RETRO kitchen is equipped with a built-in oven, cooktop stove, dishwasher, and a side-by-side refrigerator with water & ice dispenser. The kitchen also comes equipped with a ceiling fan, coffee bar hutch and a single French door that opens to the front porch. Conveniently located next to the kitchen is the dining room which features COVED CEILINGS and beautiful engineered wood flooring. The primary bedroom is generously sized and includes an updated En Suite bathroom with wainscoting on walls. A separate room with a tub/shower combo is accessible from both the primary bathroom and the guest room hallway, ensuring convenience for all three bedrooms, and features built-in linen storage. An additional large half guest bath is located in the hall. Keep the groovy look or update to a more modern style. All 3 bedrooms include CEILING FANS with lights. Carpeting has been removed from the living room, family room and bedrooms so it's ready for you to install flooring of your own style or keep the terrazzo underneath. HUGE SCREENED PATIO, with access to your spacious backyard, is perfect for gathering with family and friends for an outdoor barbecue. Situated just 5 MINUTES FROM THE BEACH and directly across from the popular Harbor Bluffs neighborhood, this home is close to restaurants, shopping, and parks. It's also JUST DOWN THE ROAD FROM JOHN S. TAYLOR PARK, offering BEAUTIFUL TRAILS, a FISHING LAKE, PICNIC AREAS, a PLAYGROUND, DOG PARK and a DISC GOLF COURSE. Move right in with a few updates or bring your vision and creativity to transform this home into your dream residence or a profitable investment property! PROPERTY DID NOT HAVE ANY FLOODING FROM RECENT HURRICANES!

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Lot Size: 82 x 100
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
  • Style: Florida, Patio, Ranch, Traditional
  • Year Built: 1957
  • Garage: 2-car Boat, Driveway, RV Parking
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,614
  • Acreage: 0.19
  • Lot Size: 82 x 100
  • Est. Taxes: $125
  • Elem. School: Ridgecrest Elementary-PN
  • Middle School: Largo Middle-PN
  • High School: Largo High-PN
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Refrigerator
  • MLS#: TB8340855
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8340855/1085indianrocksroads_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/22/2025 8:47:07 AM)
Listing courtesy of KELLER WILLIAMS REALTY- PALM H   Phone: 727-772-0772

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1085 Indian Rocks ROAD S, Largo, FL, 33770

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.153% 7.159% 6.276%
Monthly Tax Payment $10 $10 $10
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,205 $2,260 $2,867
Total Monthly Payment $2,290 $2,345 $2,952

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.