This inviting residence in the sought after West side Bradenton neighborhood boasts a host of desirable features and is move-in ready with lots of character and original oak wood floors. The home also features a NEW ROOF in 2024, providing peace of mind for years to come. Also, this is one of the rare properties you will find that has a natural gas line run to house for utilities. New natural gas hot water heater in 2022. Outside, a spacious yard awaits, complete with a Wood deck, privacy fence, and also rear alley access that would make it possible to build a freestanding garage or whatever else you desired. Plenty of room to park both an RV and a boat. It also would be very easy to plumb a second bathroom for the master bedroom inside of the adjacent screen Lanai which is under roof and has ample crawl space underneath the existing floor. This is one you won't want to miss out on! Walking distance to Manatee high and Minutes to Gulf Beaches, DeSoto national Park, Robinson's preserve and downtown amenities. No deed restrictions and not in a flood area. Insurance is very reasonable with the wind mitigation report for the new roof and clips credits.
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Our Executive Mortgage Banker:
Our Insurance Division:
$269,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,200 | $215,200 | $215,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $249 | $249 | $249 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,414 | $1,430 | $1,831 |
Total Monthly Payment | $1,738 | $1,754 | $2,155 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.